Turnover
≈ €2.7m estimated
The abbreviated format states no turnover.
JJenZ
Lifetime
1 annual account with figurespeak €399,946 (2025)
€399,946
peak €193,043 (2025)
€193,043
peak €203,043 (2025)
€203,043
€715,182
peak 3.1 FTE (2025)
3.1 FTE
Board4 names since 2024
4 directorsJANSSEN, Benjamin Karel Joseph Etienne and 3 others
Documentsfilings and deeds
15-06-202646 days before the deadline
2025abbreviated format
1 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€715,182 78% of the balance sheet
Suppliers 5%Taxes and wages 9%Other 86%
Of this, €713,435 falls due within a year.
Position in the sector
€193,043
Higher net result than 87% of companies in retail trade. Sector median €27,404 · 12,850 companies.
Checked score
82
Excellent
Financially stronger than 54% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.8%
02-2026: 1.9%▲ +0.1 percentage points vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.2%▲ +0.3 percentage points vs 03-2026
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.3 percentage points vs 05-2026
07-2026: 2.9%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.9%● unchanged vs 07-2026highest value
09-2026: 2.8%▼ -0.1 percentage points vs 08-2026
10-2026: 0.5%▼ -2.3 percentage points vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 1.05, cash €226,287
Figures for financial year 2025 (filed on 15-06-2026)
Size: 3.1 FTE, total assets €918,226
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 36% on liquidity and 89% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as JJenZ has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JJenZ itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for JJenZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.05, below the usual 1.5. Short-term debt is 77.7% and cash 24.6% of total assets. 77.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
46 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- JANSSEN, Benjamin Karel Joseph Etienne enige aandeelhouderdeed of 18-12-2024
Recent changes
First establishment
Moerkerkse Steenweg 264-270, Bruges
Incorporation
Founding capital of €10,000, 1,000 shares · Founder: JANSSEN, Benjamin Karel Joseph Etienne (comparant) · Appointments: JANSSEN, Benjamin Karel Joseph Etienne; JANSSEN, Leon Piet Marie; LAMBRECHT, Kathleen Sylviana Leon and JANSSEN, Céline Martine Cecile Margareta · published on 18-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JJenZ Bruges | €0.9m | €399,946 | 22.1% | 3.1 |
| HUIS TANGE Ghent | €0.7m | €238,123 | 33.9% | 2.2 |
| Fietsen Oostvogels Wuustwezel | €0.9m | €434,014 | 62.0% | 3.2 |
| Cycles Gilkinet Comblain-au-Pont | €0.6m | €204,208 | 19.8% | 2.5 |
| CYCLODOME Roeselare | €1.2m | €659,473 | 13.3% | 3.5 |
| Cycles et Sacoches Namur | €0.7m | €172,526 | 15.6% | 4.5 |
| GOLDEN CUP LEGACY Mons | €1.3m | €194,631 | 20.8% | 3.9 |
These companies have the same main activity as JJenZ: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €573,000 and €1.3m, founded between 2021 and 2025.
Official details
Source: KBO- Status
- Active since 16-12-2024Normal situation
- Activity
- Retail sale of bicyclesNACE 47632and 4 others
- Joint committee
- 149.04Metal trade · annual accounts 2025
- Establishment unit
- 2.368.082.8738310 Bruges, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €918,226
- Employeeson 31-12-2025
- 3
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on JJenZ
JJenZ has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,043 and a net result of €193,043.
Its solvency ranks better than 34% of 12,862 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JJenZ
- What is the company number of JJenZ?
- The company number of JJenZ is 1017.456.259. The VAT number is the same number with BE in front: BE 1017.456.259.
- Where is JJenZ based?
- The registered office is at Moerkerkse Steenweg 264-270, 8310 Bruges.Company details
- What does JJenZ do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of JJenZ?
- JJenZ is a private limited company (BV).
- When was JJenZ founded?
- JJenZ was founded on 16-12-2024.
- Is JJenZ still active?
- Yes, JJenZ is an active enterprise in the KBO register.
- How many employees does JJenZ have?
- JJenZ had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JJenZ fall under?
- In its 2025 annual accounts, JJenZ states joint committee 149.04 (Metal trade).
- What is the turnover of JJenZ?
- The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €399,946 and 214 comparable companies (NACE 47). It probably lies between €1.5m and €4.2m.
- Is JJenZ profitable?
- In financial year 2025, JJenZ made a profit of €193,043.
- Where can I find the annual accounts of JJenZ?
- JJenZ filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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