Equity
€37,344 from €643,061 in 2019
Equity fell by 94% in 6 years.
TWILANE
Lifetime
15 annual accounts with figures on one time axispeak €343,620 (2011)
€17,433▲ €19,832
lowest -€132,748 (2021)
€13,910▲ €16,735
peak €643,061 (2019)
€37,344▲ 59.4%
€5,482▲ 14×
Board2 names since 2021
2 directorsDE CLERCK Luc and 1 other
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from -€2,399 to €17,433Back to profit: €13,910Registered office moved from Zemst to Bonheiden 17-06Equity from €23,434 to €37,344Debts from €387 to €5,482Cash from €132 to €4,384
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Investments
€3,935 5.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
7.24 was 61.50 in 2024
Short-term debts rose from €387 to €5,482.
Filings
15 annual accounts since 2011
Seven of the last ten came late. The 2019 accounts came latest: 63 days after the end of the period.
Position in the sector
87.2%
Higher solvency than 85% of companies in advertising and market research. Sector median 53.3% · 8,614 companies.
Checked score
87
Excellent
Financially stronger than 78% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.4%▼ -0.1 percentage points vs 05-2025
07-2025: 1.1%▲ +0.7 percentage points vs 06-2025
08-2025: 0.7%▼ -0.4 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Size: total assets €42,826
lowers risk
Figures for financial year 2025 (filed on 29-08-2026)
Equity €37,344 (87.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 53% on liquidity, 88% on profitability and 86% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as TWILANE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of TWILANE itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for TWILANE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.24 (61.5 in 2024), above the usual 1.5. Short-term debt is 12.8% and cash 10.2% of total assets. 12.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
29 days late
2024
8 days early
2023
20 days late
2022
24 days late
2021
33 days early
2020
3 days early
2019
63 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DC
DE CLERCK Luc
Director, since 11-01-2021
Shares in 1 company, Peopleware & Partners
Board & ownershipRecent changes
Appointment: Iris Coorens (director)
General meeting of 05-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0825091007
Registered office moved from Zemst to Bonheiden
New registered office: Roggemansstraat 3, 2820 Bonheiden · Previous registered office: Sint-Pietersstraat 18, 1980 Zemst · Board meeting of 08-05-2025 · Gazette deed
Incorporation
published on 29-04-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TWILANE Bonheiden | €42,826 | €17,433 | 87.2% | - |
| CALLAZAM Chaumont-Gistoux | €38,294 | €19,325 | -66.1% | - |
| HB Seraing | €45,244 | €15,817 | 44.8% | - |
| L.S. TRADE Jodoigne | €44,141 | €20,708 | 60.0% | - |
| SPHERA PROJECTS Waregem | €48,369 | €18,949 | 68.9% | - |
| ZENO BEHEER Antwerp | €54,419 | €13,967 | 92.4% | - |
| Eksel Domus Antwerp | €61,039 | €18,180 | 40.3% | - |
These companies have the same main activity as TWILANE: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €38,300 and €61,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 19-04-2010Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 3 others
- Establishment unit
- 2.187.022.7722820 Bonheiden, since 19-04-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Insights on TWILANE
TWILANE files the micro format. That format states no turnover. The gross margin fell from €343,620 in 2011 to €17,433 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TWILANE
- What is the company number of TWILANE?
- The company number of TWILANE is 0825.091.007. The VAT number is the same number with BE in front: BE 0825.091.007.
- Where is TWILANE based?
- The registered office is at Roggemansstraat 3, 2820 Bonheiden.Company details
- What does TWILANE do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of TWILANE?
- TWILANE is a private limited company (BV).
- When was TWILANE founded?
- TWILANE was founded on 19-04-2010.
- Is TWILANE still active?
- Yes, TWILANE is an active enterprise in the KBO register.
- What is the turnover of TWILANE?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €17,433 and 40 comparable companies (NACE 73300). It probably lies between €46,000 and €180,000. It is a rough estimate.Financials
- Is TWILANE profitable?
- In financial year 2025, TWILANE made a profit of €13,910.
- Where can I find the annual accounts of TWILANE?
- TWILANE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TWILANE due?
- TWILANE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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