TWENTY EIGHT SOLUTIONS
ActiveTWENTY EIGHT SOLUTIONS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €64k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
74.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16989 sector peers (2025).
NBB · sector comparisonPosition among 16989 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-02-2026, 175 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
175 d early
2024
34 d early
2023
33 d early
2022
28 d early
2021
30 d early
2020
29 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2019: €34k
2020: €89k
2021: €144k
2022: €5k
2023: €5k
2024: €5k
2019 → 2025
Total assets
€86k▲ 4.8%
2024 · €82k
2019: €63k
2020: €130k
2021: €185k
2022: €246k
2023: €100k
2024: €82k
2019 → 2025
Net result
€64k▲ 3.3%
2024 · €62k
2019: €30k
2020: €55k
2021: €56k
2022: €59k
2023: €54k
2024: €62k
2019 → 2025
Working capital
€5k▼ 9.1%
2024 · €5k
2019: €11k
2020: €72k
2021: €134k
2022: €3k
2023: €5k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€5k▼ 96.5%€5k=€5k=€5k=
Operating result€73k-€77k▲ 6.2%€69k▼ 10.4%€79k▲ 13.7%€81k▲ 3.5%
Net result€56k-€59k▲ 6.2%€54k▼ 8.9%€62k▲ 14.7%€64k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€457
Current assets
€86k
Equity and liabilities €86k
Equity
€5k=
Debt
€81k▲ 5.1%
The debt ratio rises from 93.9% to 94.2%. Debt is higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €79k
Cash flow
€64k▲
2024 · €62k
Solvency
5.8%▼
2024 · 6.1%
Current ratio
1.06▼
2024 · 1.06
Quick ratio
1.06▼
2024 · 1.06
Debt / equity
16.24▲
2024 · 15.45
ROA
74.1%▼
2024 · 75.2%
Interest coverage
621.45▼
2024 · 671.63
Debt
€81k▲
2024 · €77k
Debt ≤ 1 year
€81k▲
2024 · €77k
Income taxes
€17k▲
2024 · €17k
A ratio outside any meaningful range has been withheld (balance sheet total €86k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€86k▲
Fixed assets21/28-€457
Tangible fixed assets22/27-€457
Furniture and vehicles24-€457
Current assets29/58€82k€86k▲
Amounts receivable within one year40/41€14k€15k▲
Trade receivables40€14k€14k▲
Other amounts receivable41-€123
Cash at bank and in hand54/58€67k€70k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€82k€86k▲
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Amounts payable17/49€77k€81k▲
Amounts payable within one year42/48€77k€81k▲
Trade debts44€989€1k▲
Suppliers440/4€989€1k▲
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Other amounts payable47/48€63k€67k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155€228▲
Other operating charges640/8€1k€934▼
Gross operating margin9900€80k€82k▲
Operating profit (loss)9901€79k€81k▲
Financial income75/76B€235€132▼
Recurring financial income75€235€132▼
Financial charges65/66B€117€131▲
Recurring financial charges65€117€131▲
Profit (loss) for the period before taxes9903€79k€81k▲
Income taxes67/77€17k€17k▲
Profit (loss) for the period9904€62k€64k▲
Profit (loss) for the period to be appropriated9905€62k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€64k▲
Profit to be distributed694/7€62k€64k▲
Return on contributions (dividend)694€62k€64k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €64k ▲3.3%
Operating result €81k, net result €64k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €144k ▲61.8%
3 profitable years in a row build equity to €144k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.78
Current ratio from 1.38 to 2.78.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fexhe-le-Haut-Clocher · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 4764347 Fexhe-le-Haut-ClocherGround area
3,239 m²
Building footprint
269 m²
Volume, LiDAR
2,242 m³
Parcel 64425B0176/00E002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TWENTY EIGHT SOLUTIONS
since 20192.291.046.958
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64425B0176/00E002 | Wallonia | 3,239 m² | 1 · 269 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 2,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.