ELLO CONSULTING
ActiveSummary
ELLO CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,105 and a net result of €52,115. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
What stands out
Overview
Accounts 30 d earlyTurnover not published (abridged schema)
Why 93- Limited track record+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.43 against 16.88 in 2024; short-term debt: 15.4% and cash: 35% of total assets), and 15.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
55.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
23 d early
2023
6 d early
2022
30 d late
2021
30 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (5 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €100,000Eq €127,991 ▲48%
Financials
Fiscal year 2025Total assets €94,640Profit €52,115Solvency 84.6%Liquidity 3.43
Total assets
€94,640▼ 30.0%
2019 - 2025
Net result
€52,115▲ 25.5%
2019 - 2025
Equity
€80,105▼ 37.4%
2019 - 2025
Solvency
84.6%▼ 10.0pp
2019 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€89,319▲ 50.9%€38,447▼ 57.0%€41,578▲ 8.1%€52,857▲ 27.1%€66,088▲ 25.0%
Net result€70,037above the sector's middle half▲ 53.9%€29,671within the sector's middle half▼ 57.6%€32,232within the sector's middle half▲ 8.6%€41,528within the sector's middle half▲ 28.8%€52,115within the sector's middle half▲ 25.5%
Equity€124,560within the sector's middle half▲ 128%€154,231within the sector's middle half▲ 23.8%€86,462within the sector's middle half▼ 43.9%€127,991within the sector's middle half▲ 48.0%€80,105within the sector's middle half▼ 37.4%
Total assets€171,109within the sector's middle half▲ 120%€187,104within the sector's middle half▲ 9.3%€97,079within the sector's middle half▼ 48.1%€135,250within the sector's middle half▲ 39.3%€94,640within the sector's middle half▼ 30.0%
Debt€46,549▲ 99.5%€32,874▼ 29.4%€10,616▼ 67.7%€7,259▼ 31.6%€14,535▲ 100%
Working capital€120,323above the sector's middle half▲ 139%€149,565above the sector's middle half▲ 24.3%€83,383within the sector's middle half▼ 44.3%€115,298within the sector's middle half▲ 38.3%€35,342within the sector's middle half▼ 69.3%
Solvency72.8%within the sector's middle half▲ 2.8pp82.4%above the sector's middle half▲ 9.6pp89.1%above the sector's middle half▲ 6.6pp94.6%above the sector's middle half▲ 5.6pp84.6%above the sector's middle half▼ 10.0pp
Current ratio3.58within the sector's middle half▲ 0.435.55above the sector's middle half▲ 1.968.85above the sector's middle half▲ 3.3016.88above the sector's middle half▲ 8.033.43within the sector's middle half▼ 13.45
Return on assets (ROA)40.9%above the sector's middle half▼ 17.5pp15.9%within the sector's middle half▼ 25.1pp33.2%above the sector's middle half▲ 17.3pp30.7%within the sector's middle half▼ 2.5pp55.1%above the sector's middle half▲ 24.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94,640
Fixed assets
€44,763 ▲ 253%
Current assets
€49,877 ▼ 59.3%
Equity and liabilities €94,640
Equity
€80,105 ▼ 37.4%
Debt
€14,535 ▲ 100%
Debt's share of the balance-sheet total rises from 5.4% to 15.4%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€73,201▲
2024 · €55,855
Cash flow
€59,228▲
2024 · €44,526
Debt to equity
0.18▲
2024 · 0.06
ROE
65.1%▲
2024 · 32.4%
Interest coverage
476.04▲
2024 · 181.59
Debt ≤ 1 year
€14,535▲
2024 · €7,259
Income taxes
€14,591▲
2024 · €11,466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,130 | €1,283 | €1,585 | €2,998 | €7,113 | ▲ 137% |
| Other operating charges640/8 | €101 | €552 | €578 | €505 | €583 | ▲ 15.4% |
| Gross operating margin9900 | €90,550 | €40,281 | €43,742 | €56,360 | €73,784 | ▲ 30.9% |
| Operating profit (loss)9901 | €89,319 | €38,447 | €41,578 | €52,857 | €66,088 | ▲ 25.0% |
| Financial income75/76B | €250 | €418 | €0 | €445 | €771 | ▲ 73.3% |
| Recurring financial income75 | €250 | €418 | €0 | €445 | €771 | ▲ 73.3% |
| Financial charges65/66B | €511 | €933 | €687 | €308 | €154 | ▼ 50.0% |
| Recurring financial charges65 | €511 | €933 | €687 | €308 | €154 | ▼ 50.0% |
| Profit (loss) for the period before taxes9903 | €89,058 | €37,931 | €40,891 | €52,994 | €66,706 | ▲ 25.9% |
| Income taxes67/77 | €19,022 | €8,261 | €8,659 | €11,466 | €14,591 | ▲ 27.3% |
| Profit (loss) for the period9904 | €70,037 | €29,671 | €32,232 | €41,528 | €52,115 | ▲ 25.5% |
| Profit (loss) for the period to be appropriated9905 | €70,037 | €29,671 | €32,232 | €41,528 | €52,115 | ▲ 25.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171,109 | €187,104 | €97,079 | €135,250 | €94,640 | ▼ 30.0% |
| Fixed assets21/28 | €4,237 | €4,665 | €3,080 | €12,692 | €44,763 | ▲ 253% |
| Tangible fixed assets22/27 | €4,237 | €4,665 | €3,080 | €12,692 | €44,763 | ▲ 253% |
| Plant, machinery and equipment23 | €942 | €735 | €528 | €321 | €113 | ▼ 64.6% |
| Furniture and vehicles24 | €3,295 | €3,931 | €2,552 | €12,372 | €44,650 | ▲ 261% |
| Current assets29/58 | €166,872 | €182,439 | €93,999 | €122,557 | €49,877 | ▼ 59.3% |
| Amounts receivable after more than one year29 | €18,500 | €29,000 | - | - | - | - |
| Other amounts receivable291 | €18,500 | €29,000 | - | - | - | - |
| Amounts receivable within one year40/41 | €47,624 | €17,561 | €22,047 | €47,688 | €15,090 | ▼ 68.4% |
| Trade receivables40 | €47,112 | €13,403 | €12,342 | €14,883 | €14,557 | ▼ 2.2% |
| Other amounts receivable41 | €512 | €4,157 | €9,705 | €32,805 | €534 | ▼ 98.4% |
| Cash at bank and in hand54/58 | €100,748 | €135,387 | €70,062 | €72,824 | €33,078 | ▼ 54.6% |
| Deferred charges and accrued income490/1 | - | €492 | €1,891 | €2,045 | €1,709 | ▼ 16.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171,109 | €187,104 | €97,079 | €135,250 | €94,640 | ▼ 30.0% |
| Equity10/15 | €124,560 | €154,231 | €86,462 | €127,991 | €80,105 | ▼ 37.4% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | - | €152,231 | €84,462 | €125,991 | €78,105 | ▼ 38.0% |
| Distributable reserves133 | - | €152,231 | €84,462 | €125,991 | €78,105 | ▼ 38.0% |
| Profit (loss) carried forward14 | €122,560 | - | - | - | - | - |
| Amounts payable17/49 | €46,549 | €32,874 | €10,616 | €7,259 | €14,535 | ▲ 100% |
| Amounts payable within one year42/48 | €46,549 | €32,874 | €10,616 | €7,259 | €14,535 | ▲ 100% |
| Financial debts43 | - | €6,029 | - | - | - | - |
| Credit institutions430/8 | - | €6,029 | - | - | - | - |
| Trade debts44 | €1,749 | €1,764 | €1,295 | €218 | €265 | ▲ 21.8% |
| Suppliers440/4 | €1,749 | €1,764 | €1,295 | €218 | €265 | ▲ 21.8% |
| Taxes, remuneration and social security45 | €44,738 | €25,039 | €8,937 | €7,041 | €11,640 | ▲ 65.3% |
| Taxes450/3 | €44,714 | €25,039 | €6,437 | €7,041 | €11,640 | ▲ 65.3% |
| Remuneration and social security454/9 | €24 | - | €2,500 | - | - | - |
| Other amounts payable47/48 | €62 | €42 | €385 | - | €2,630 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,037 | €29,671 | €32,232 | €41,528 | €52,115 | ▲ 25.5% |
| + Depreciation and write-downs630 | €1,130 | €1,283 | €1,585 | €2,998 | €7,113 | ▲ 137% |
| Operating cash flow (approximation) | €71,167 | €30,953 | €33,817 | €44,526 | €59,228 | ▲ 33.0% |
| Investment in fixed assets (approximation) | - | -€1,711 | €0 | -€12,610 | -€39,184 | ▼ 211% |
| Change in cash | - | €34,639 | -€65,325 | €2,762 | -€39,746 | ▼ 1,539% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 16,913 companies in this sector we hold annual accounts for 8,787. 6,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
11 eventsLatest 01-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €127,991 ▲48%
6 profitable years in a row build equity to €127,991.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150,000Eq €154,231 ▲23.8%
4 profitable years in a row build equity to €154,231.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2019net €70,037 ▲53.9%
Operating result €89,319, net result €70,037, both a record.
31-12
Financial
Equity above €100,000Eq €124,560 ▲128%
3 profitable years in a row build equity to €124,560.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Company details
Private limited company · founded 25-10-2019Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded25-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736790026
Also
9925:BE0736790026
Registered
30-05-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2019
Ground area
128 m²
Building footprint
108 m²
Volume, LiDAR
719 m³
Parcel 11323F0381/00G005, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELLO CONSULTING
since 2019unit no. 2.295.514.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0381/00G005 | Flanders | 128 m² | 1 · 108 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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