Onevoud
ActiveSummary
Onevoud has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €53k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency88▲+63
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 0.98 in 2024; short-term debt: 37.1% and cash: 87.5% of total assets), and 37.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
62.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
55 d early
2023
43 d early
2022
17 d early
2021
9 d late
2020
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 10,619%
2024 · €500
Total assets
€85k▼ 45.4%
2024 · €156k
Net result
€53k▲ 31.0%
2024 · €41k
Working capital
€51k
2024 · €-3k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13k▼ 67.5%€20k▲ 46.6%€47k▲ 136%€53k▲ 14.3%€68k▲ 27.2%
Net result€9k▼ 70.2%€13k▲ 40.6%€35k▲ 166%€41k▲ 14.4%€53k▲ 31.0%
Equity€42k▲ 29.3%€55k▲ 31.9%€91k▲ 64.2%€500▼ 99.4%€54k▲ 10,619%
Total assets€73k▼ 2.7%€96k▲ 31.3%€124k▲ 28.8%€156k▲ 25.9%€85k▼ 45.4%
Debt€31k▼ 26.8%€41k▲ 30.6%€33k▼ 18.9%€155k▲ 368%€32k▼ 79.7%
Working capital€40k▲ 33.0%€42k▲ 3.7%€84k▲ 101%€-3k€51k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€2k ▼ 46.3%
Current assets
€83k ▼ 45.3%
Equity and liabilities €85k
Equity
€54k ▲ 10,619%
Debt
€32k ▼ 79.7%
Debt's share of the balance-sheet total falls from 99.7% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €56k
Cash flow
€55k▲
2024 · €43k
Current ratio
2.63▲
2024 · 0.98
Debt to equity
0.59
ROE
99.1%
ROA
62.3%▲
2024 · 26.0%
Interest coverage
74.16▲
2024 · 30.91
Debt ≤ 1 year
€32k▼
2024 · €155k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €8k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €3k | €3k | €2k | ▼ 29.0% |
| Other operating charges640/8 | €1k | €1k | €956 | €438 | €906 | ▲ 107% |
| Gross operating margin9900 | €16k | €23k | €51k | €56k | €71k | ▲ 25.2% |
| Operating profit (loss)9901 | €13k | €20k | €47k | €53k | €68k | ▲ 27.2% |
| Financial income75/76B | €0 | - | €6 | €0 | - | - |
| Recurring financial income75 | €0 | - | €6 | €0 | - | - |
| Financial charges65/66B | €287 | €523 | €2k | €2k | €938 | ▼ 48.1% |
| Recurring financial charges65 | €287 | €523 | €2k | €2k | €938 | ▼ 48.1% |
| Profit (loss) for the period before taxes9903 | €13k | €19k | €45k | €51k | €67k | ▲ 29.8% |
| Income taxes67/77 | €4k | €6k | €9k | €11k | €14k | ▲ 25.6% |
| Profit (loss) for the period9904 | €9k | €13k | €35k | €41k | €53k | ▲ 31.0% |
| Profit (loss) for the period to be appropriated9905 | €9k | €13k | €35k | €41k | €53k | ▲ 31.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73k | €96k | €124k | €156k | €85k | ▼ 45.4% |
| Formation expenses20 | €554 | €0 | - | - | - | - |
| Fixed assets21/28 | €995 | €13k | €7k | €4k | €2k | ▼ 46.3% |
| Tangible fixed assets22/27 | €995 | €13k | €7k | €4k | €2k | ▼ 46.3% |
| Furniture and vehicles24 | €995 | €13k | €7k | €4k | €2k | ▼ 46.3% |
| Current assets29/58 | €72k | €83k | €117k | €152k | €83k | ▼ 45.3% |
| Amounts receivable within one year40/41 | €16k | €33k | €12k | €4k | €9k | ▲ 120% |
| Trade receivables40 | €11k | €30k | €12k | €4k | €9k | ▲ 120% |
| Other amounts receivable41 | €4k | €3k | €0 | - | - | - |
| Cash at bank and in hand54/58 | €44k | €44k | €102k | €148k | €75k | ▼ 49.6% |
| Deferred charges and accrued income490/1 | €12k | €6k | €3k | €96 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73k | €96k | €124k | €156k | €85k | ▼ 45.4% |
| Equity10/15 | €42k | €55k | €91k | €500 | €54k | ▲ 10,619% |
| Contributions10/11 | €500 | €500 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €41k | €55k | €90k | - | €53k | - |
| Amounts payable17/49 | €31k | €41k | €33k | €155k | €32k | ▼ 79.7% |
| Amounts payable within one year42/48 | €31k | €41k | €33k | €155k | €32k | ▼ 79.7% |
| Trade debts44 | €4k | €10k | €881 | €2k | €2k | ▼ 8.0% |
| Suppliers440/4 | €4k | €10k | €881 | €2k | €2k | ▼ 8.0% |
| Taxes, remuneration and social security45 | €15k | €12k | €17k | €22k | €17k | ▼ 24.0% |
| Taxes450/3 | €11k | €10k | €15k | €18k | €17k | ▼ 5.8% |
| Remuneration and social security454/9 | €4k | €2k | €2k | €4k | - | - |
| Other amounts payable47/48 | €13k | €19k | €15k | €131k | €13k | ▼ 90.0% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €13k | €35k | €41k | €53k | ▲ 31.0% |
| + Depreciation and write-downs630 | €2k | €3k | €3k | €3k | €2k | ▼ 29.0% |
| Operating cash flow (approximation) | €11k | €16k | €38k | €43k | €55k | ▲ 27.4% |
| Investment in fixed assets (approximation) | - | €-15k | €4k | €0 | €0 | - |
| Change in cash | - | €548 | €58k | €46k | €-73k | ▼ 260% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €53k ▲31%
Operating result €68k, net result €53k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.63
Current ratio from 0.98 to 2.63; short-term debt falls from €155k to €32k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €9k ▼70.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Ground area
187 m²
Building footprint
89 m²
Volume, LiDAR
586 m³
Parcel 24483E0036/00N000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Onevoud
since 20192.291.386.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0036/00N000 | Flanders | 187 m² | 1 · 89 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.