TUINCENTRUM MARIS
ActiveSummary
The computed 12-month bankruptcy probability of TUINCENTRUM MARIS is 3.1% (moderate). The 2025 annual accounts show negative equity (€-45k) and a net result of €-28k. Equity is shrinking by ~72.3% per year across the filed fiscal years. Its solvency ranks better than 12% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-12
Growth31=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.7 in 2024; short-term debt: 156.8% and cash: 38.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-56.8%
Return on assets
-35.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-45k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
41 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€240k▼ 4.1%
2022 · €250k
2021: €249k
2022: €250k
2021 → 2023
EBIT margin
-13.1%▼ 18.7pp
2022 · 5.6%
2021: 18.7%
2022: 5.6%
2021 → 2023
Net result
€-28k▲ 21.5%
2024 · €-36k
2021: €37k
2022: €10k
2023: €-33k
2024: €-36k
2021 → 2025
Working capital
€-67k▼ 47.4%
2024 · €-45k
2021: €858
2022: €14k
2023: €-17k
2024: €-45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€249k-€250k▲ 0.6%€240k▼ 4.1%
Equity€42k-€52k▲ 23.5%€19k▼ 63.3%€-17k€-45k▼ 166%
Operating result€46k-€14k▼ 69.8%€-32k€-34k▼ 8.5%€-27k▲ 19.9%
Net result€37k-€10k▼ 73.3%€-33k€-36k▼ 10.1%€-28k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€22k ▼ 23.4%
Current assets
€58k ▼ 44.6%
Key figures and ratios
EBITDA
€-20k▲
2024 · €-27k
Cash flow
€-21k▲
2024 · €-29k
Solvency
-56.8%▼
2024 · -12.8%
Current ratio
0.46▼
2024 · 0.70
Quick ratio
0.25▼
2024 · 0.48
Debt to equity
-2.76▲
2024 · -8.79
ROA
-35.4%▼
2024 · -27.1%
Interest coverage
-35.67▼
2024 · -18.21
Debt
€125k▼
2024 · €150k
Debt ≤ 1 year
€125k▼
2024 · €150k
Income taxes
€227▼
2024 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€80k▼
Fixed assets21/28€28k€22k▼
Tangible fixed assets22/27€28k€22k▼
Land and buildings22€17k€15k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€104k€58k▼
Stocks and contracts in progress3€32k€27k▼
Stocks30/36€32k€27k▼
Amounts receivable within one year40/41€19k€711▼
Trade receivables40€14k€0▼
Other amounts receivable41€5k€711▼
Cash at bank and in hand54/58€51k€31k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€133k€80k▼
Equity10/15€-17k€-45k▼
Contributions10/11€5k€5k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-52k€-80k▼
Amounts payable17/49€150k€125k▼
Amounts payable within one year42/48€150k€125k▼
Trade debts44€8k€632▼
Suppliers440/4€8k€632▼
Taxes, remuneration and social security45€29k€29k=
Taxes450/3€240€227▼
Remuneration and social security454/9€29k€29k=
Other amounts payable47/48€113k€95k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€3k€59▼
Gross operating margin9900€-24k€-20k▲
Operating profit (loss)9901€-34k€-27k▲
Financial income75/76B€23€0▼
Recurring financial income75€23€0▼
Financial charges65/66B€1k€574▼
Recurring financial charges65€1k€574▼
Profit (loss) for the period before taxes9903€-36k€-28k▲
Income taxes67/77€240€227▼
Profit (loss) for the period9904€-36k€-28k▲
Profit (loss) for the period to be appropriated9905€-36k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-80k▼
Profit (loss) brought forward from the previous period14P€-16k€-52k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schootstraat 2033550 Heusden-ZolderGround area
180 m²
Building footprint
180 m²
Volume, LiDAR
1,061 m³
Parcel 71502B0362/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TUINCENTRUM MARIS
since 20202.309.386.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0362/00K000 | Flanders | 180 m² | 1 · 180 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISOK
BE 0533.857.019
Zoersel · Eq €18,414
WALFILII
BE 0807.589.732
Kapellen · Eq €19,912
BMAD
BE 0791.742.704
Namur · Eq €17,559
BOIS DE LOUVRANGES
BE 0898.800.020
Wavre · Eq €17,145
PRO HOB TOOLS
BE 0761.412.287
Merksplas · Eq €21,106
Of 237 companies in sector 47522 we hold annual accounts for 139. 76 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end30-06
Activities, NACEBEL 2025
47522Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.