TUINCENTRUM MARIS
ActiveThe computed 12-month bankruptcy probability of TUINCENTRUM MARIS is 3.1% (moderate). The 2025 annual accounts show negative equity (€-45k) and a net result of €-28k. Equity is shrinking by ~72.3% per year across the filed fiscal years. Its solvency ranks better than 12% of 18016 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-5
Growth31=
Stability94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.7 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-56.8%
Return on assets
-35.4%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€45k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
41 d early
2021
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€240k▼ 4.1%
2022 · €250k
2021: €249k
2022: €250k
2021 → 2023
EBIT margin
-13.1%▼ 18.7pp
2022 · 5.6%
2021: 18.7%
2022: 5.6%
2021 → 2023
Net result
€-28k▲ 21.5%
2024 · €-36k
2021: €37k
2022: €10k
2023: €-33k
2024: €-36k
2021 → 2025
Working capital
€-67k▼ 47.4%
2024 · €-45k
2021: €858
2022: €14k
2023: €-17k
2024: €-45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€249k-€250k▲ 0.6%€240k▼ 4.1%
Equity€42k-€52k▲ 23.5%€19k▼ 63.3%€-17k€-45k▼ 166%
Operating result€46k-€14k▼ 69.8%€-32k€-34k▼ 8.5%€-27k▲ 19.9%
Net result€37k-€10k▼ 73.3%€-33k€-36k▼ 10.1%€-28k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€22k▼ 23.4%
Current assets
€58k▼ 44.6%
Key figures and ratios
EBITDA
€-20k▲
2024 · €-27k
Cash flow
€-21k▲
2024 · €-29k
Solvency
-56.8%▼
2024 · -12.8%
Current ratio
0.46▼
2024 · 0.70
Quick ratio
0.25▼
2024 · 0.48
Debt / equity
-2.76▲
2024 · -8.79
ROE
62.3%▼
2024 · 210.8%
ROA
-35.4%▼
2024 · -27.1%
Interest coverage
-35.67▼
2024 · -18.21
Debt
€125k▼
2024 · €150k
Debt ≤ 1 year
€125k▼
2024 · €150k
Income taxes
€227▼
2024 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€80k▼
Fixed assets21/28€28k€22k▼
Tangible fixed assets22/27€28k€22k▼
Land and buildings22€17k€15k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€104k€58k▼
Stocks and contracts in progress3€32k€27k▼
Stocks30/36€32k€27k▼
Amounts receivable within one year40/41€19k€711▼
Trade receivables40€14k€0▼
Other amounts receivable41€5k€711▼
Cash at bank and in hand54/58€51k€31k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€133k€80k▼
Equity10/15€-17k€-45k▼
Contributions10/11€5k€5k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-52k€-80k▼
Amounts payable17/49€150k€125k▼
Amounts payable within one year42/48€150k€125k▼
Trade debts44€8k€632▼
Suppliers440/4€8k€632▼
Taxes, remuneration and social security45€29k€29k=
Taxes450/3€240€227▼
Remuneration and social security454/9€29k€29k=
Other amounts payable47/48€113k€95k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€3k€59▼
Gross operating margin9900€-24k€-20k▲
Operating profit (loss)9901€-34k€-27k▲
Financial income75/76B€23€0▼
Recurring financial income75€23€0▼
Financial charges65/66B€1k€574▼
Recurring financial charges65€1k€574▼
Profit (loss) for the period before taxes9903€-36k€-28k▲
Income taxes67/77€240€227▼
Profit (loss) for the period9904€-36k€-28k▲
Profit (loss) for the period to be appropriated9905€-36k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-80k▼
Profit (loss) brought forward from the previous period14P€-16k€-52k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schootstraat 2033550 Heusden-ZolderGround area
180 m²
Building footprint
180 m²
Volume, LiDAR
1,061 m³
Parcel 71502B0362/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TUINCENTRUM MARIS
since 20202.309.386.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0362/00K000 | Flanders | 180 m² | 1 · 180 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISOK
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WALFILII
BE 0807.589.732
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BMAD
BE 0791.742.704
Namur · Eq €18k
BOIS DE LOUVRANGES
BE 0898.800.020
Wavre · Eq €17k
PRO HOB TOOLS
BE 0761.412.287
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Of 233 companies in sector 47522 we hold annual accounts for 135. 74 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end30-06
Activities, NACEBEL
47522Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.