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TRUE POINT

Active Private limited companyfounded 2025active for 1 yearClos de la Caranda 17, 1410 WaterlooKBO/BCE: BE 1019.764.364

Lifetime

1 annual account with figures
peak €31,511 (2025)
€31,511 
peak €24,912 (2025)
€24,912 
peak €27,912 (2025)
€27,912 
€48,414 
Board1 name since 2025
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Incorporation 11-021 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €84,000 estimated

The micro format states no turnover.

2025 accounts filed 19 days after the deadline

Checked score

90
Excellent
Financially stronger than 62% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2026: 0.9% 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -1.0 percentage point vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

62equity 36.6% of total assets
67short-term debt 63.4% · cash 56.4%
100return on assets 32.6%

Score breakdown

raises risk
Founded in 2025
Size: total assets €76,326
lowers risk
Liquidity: current ratio 1.58, cash €43,067
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 39% of them on solvency, 59% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as TRUE POINT has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of TRUE POINT itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for TRUE POINT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.58, above the usual 1.5. Short-term debt is 63.4% and cash 56.4% of total assets. However, 63.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.58, cash €43,067
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €76,326
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
19 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

  • BERENGER,Xavier Maxime Patrice 100 sharesdeed of 11-02-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1019764364
Incorporation Founding capital of €3,000, 100 shares · Founder: BERENGER, Xavier Maxime Patrice · Appointment: BERENGER, Xavier Maxime Patrice (director) · published on 11-02-2025 · Gazette deed
First establishment Clos de la Caranda 17, Waterloo
All 4 events

Comparable companies

same main activity, similar in size and age
Company
TRUE POINT Waterloo €76,326 €31,511 36.6% -
RENAISSENSES Mouscron €72,871 €28,172 22.8% -
SIMMOULIN Jurbise €67,300 €30,193 32.7% -
Vaya Agency Clavier €64,814 €33,598 16.4% -
Ysewyn Boutersem €89,677 €31,308 24.3% -
ONLINE MARKETING ATELIER BOODTS Wetteren €72,943 €36,580 35.6% -
MVDC AGENCY Uccle €82,942 €25,651 36.7% -

These companies have the same main activity as TRUE POINT: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €64,800 and €89,700, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 07-02-2025Normal situation
Activity
Public relations and communication consultancyNACE 73300
Establishment unit
2.371.392.4541410 Waterloo, since 07-02-2025
Financial year end
31 December
Peppol
Reachable since 09-09-2025
Company details

Annual accounts 2025

€76,326
Filing
Filed on 19-08-2026
Financials

Insights on TRUE POINT

TRUE POINT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,912 and a net result of €24,912.

Its solvency ranks better than 37% of 8,617 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TRUE POINT

What is the company number of TRUE POINT?
The company number of TRUE POINT is 1019.764.364. The VAT number is the same number with BE in front: BE 1019.764.364.
Where is TRUE POINT based?
The registered office is at Clos de la Caranda 17, 1410 Waterloo.Company details
What does TRUE POINT do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of TRUE POINT?
TRUE POINT is a private limited company (BV).
When was TRUE POINT founded?
TRUE POINT was founded on 07-02-2025.
Is TRUE POINT still active?
Yes, TRUE POINT is an active enterprise in the KBO register.
What is the turnover of TRUE POINT?
The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €31,511 and 45 comparable companies (NACE 73). It probably lies between €58,000 and €110,000.Financials
Is TRUE POINT profitable?
In financial year 2025, TRUE POINT made a profit of €24,912.
Where can I find the annual accounts of TRUE POINT?
TRUE POINT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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