TripBel
ActiveSummary
TripBel has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €25k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency91▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.76 against 3.92 in 2024; short-term debt: 13.6% and cash: 3.3% of total assets), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
25.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
30 d late
2023
4 d late
2022
1 d early
2021
14 d early
2020
17 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€95k
EBIT margin
37.4%
Net result
€25k▲ 1.1%
2024 · €25k
2018: €4k
2019: €14k
2020: €43k
2021: €-24k
2022: €7k
2023: €18k
2024: €25k
2018 → 2025
Working capital
€77k▲ 9.6%
2024 · €70k
2018: €-29k
2019: €-15k
2020: €44k
2021: €9k
2022: €17k
2023: €37k
2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€95k
Equity€17k-€24k▲ 41.0%€42k▲ 77.1%€57k▲ 35.6%€65k▲ 15.2%
Operating result€-24k-€6k€21k▲ 227%€36k▲ 70.4%€32k▼ 10.1%
Net result€-24k-€7k€18k▲ 165%€25k▲ 36.7%€25k▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€8k ▼ 21.5%
Current assets
€91k ▼ 4.1%
Equity and liabilities €99k
Equity
€65k ▲ 15.2%
Debt
€34k ▼ 30.6%
Debt's share of the balance-sheet total falls from 46.1% to 34.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €38k
Cash flow
€27k▲
2024 · €27k
Current ratio
6.76▲
2024 · 3.92
Debt to equity
0.52▼
2024 · 0.86
ROE
38.5%▼
2024 · 43.9%
ROA
25.4%▲
2024 · 23.7%
Interest coverage
14.76▲
2024 · 8.82
Debt ≤ 1 year
€13k▼
2024 · €24k
Debt > 1 year
€20k▼
2024 · €24k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€99k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Furniture and vehicles24€10k€8k▼
Current assets29/58€95k€91k▼
Amounts receivable after more than one year29€87k€87k=
Other amounts receivable291€87k€87k=
Amounts receivable within one year40/41€3k€910▼
Trade receivables40€2k€0▼
Other amounts receivable41€958€910▼
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€99k▼
Equity10/15€57k€65k▲
Contributions10/11€10k€10k=
Reserves13€45k€54k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k€52k▲
Profit (loss) carried forward14€930€1k▲
Amounts payable17/49€48k€34k▼
Amounts payable after more than one year17€24k€20k▼
Financial debts170/4€24k€20k▼
Amounts payable within one year42/48€24k€13k▼
Current portion of amounts payable after more than one year42€7k€4k▼
Financial debts43-€3k
Other loans439-€3k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€10k€449▼
Income statement
Code20242025
Turnover70€95k-
Goods, raw materials, services and sundry goods60/61€54k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€41k€37k▼
Operating profit (loss)9901€36k€32k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€31k€30k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€25k€25k▲
Profit (loss) for the period to be appropriated9905€25k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€26k▲
Profit (loss) brought forward from the previous period14P€588€930▲
Transfer to equity691/2€15k€9k▼
To other reserves6921€15k€9k▼
Profit to be distributed694/7€10k€17k▲
Directors or managers695€10k€17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.57
Current ratio from 2.00 to 4.57; short-term debt falls from €9k to €5k.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-24k ▼156%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €43k ▲208%
Net result €43k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 2.57
Current ratio from 0.41 to 2.57.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasgaard 142980 ZoerselGround area
429 m²
Building footprint
91 m²
Volume, LiDAR
489 m³
Parcel 11017C0470/00P002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TripBel
since 20152.242.858.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0470/00P002 | Flanders | 429 m² | 1 · 91 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BULL'INVEST
BE 0820.050.173
Oudergem · Eq €65,220
BAUVAC
BE 0768.959.382
Knokke-Heist · Eq €65,207
KOL-BATI
BE 0887.266.522
Sint-Agatha-Berchem · Eq €65,224
RONY BRUMMANS
BE 0878.036.476
Tongeren-Borgloon · Eq €65,192
E.C.G & C
BE 0779.943.247
Anderlues · Eq €65,177
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.