POPIC RENOV
ActiveThe computed 12-month bankruptcy probability of POPIC RENOV is 1.9% (moderate). The 2025 annual accounts show equity of €62k and a net result of €-7k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 7196 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-54
Solvency99▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.4 in 2024), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
-7.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
10 d late
2024
6 d late
2023
2 d late
2022
70 d late
2021
11 d late
2020
90 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 10.8%
2024 · €69k
2018: €15k
2019: €36k
2020: €45k
2021: €61k
2022: €61k
2023: €61k
2024: €69k
2018 → 2025
Total assets
€100k▼ 15.4%
2024 · €118k
2018: €25k
2019: €51k
2020: €73k
2021: €82k
2022: €87k
2023: €89k
2024: €118k
2018 → 2025
Net result
€-7k
2024 · €7k
2018: €8k
2019: €21k
2020: €9k
2021: €15k
2022: €91
2023: €872
2024: €7k
2018 → 2025
Working capital
€61k▼ 10.9%
2024 · €69k
2018: €8k
2019: €34k
2020: €45k
2021: €60k
2022: €60k
2023: €61k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€61k▲ 0.2%€61k▲ 1.4%€69k▲ 12.2%€62k▼ 10.8%
Operating result€17k-€-4k€-2k▲ 51.8%€6k€-7k
Net result€15k-€91▼ 99.4%€872▲ 858%€7k▲ 759%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €6k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€395=
Current assets
€99k▼ 15.4%
Equity and liabilities €100k
Equity
€62k▼ 10.8%
Debt
€38k▼ 21.8%
The debt ratio falls from 41.5% to 38.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
61.7%▲
2024 · 58.5%
Current ratio
2.60▲
2024 · 2.40
Quick ratio
2.60▲
2024 · 2.40
Debt / equity
0.62▼
2024 · 0.71
ROE
-12.1%▼
2024 · 10.9%
ROA
-7.5%▼
2024 · 6.4%
Debt
€38k▼
2024 · €49k
Debt ≤ 1 year
€38k▼
2024 · €49k
Income taxes
€-2▼
2024 · €2k
Staff costs
€43k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€100k▼
Fixed assets21/28€395€395=
Financial fixed assets28€395€395=
Current assets29/58€117k€99k▼
Amounts receivable after more than one year29-€62k
Other amounts receivable291-€62k
Amounts receivable within one year40/41€108k€29k▼
Trade receivables40€43k€28k▼
Other amounts receivable41€65k€606▼
Cash at bank and in hand54/58€9k€8k▼
Deferred charges and accrued income490/1€299€258▼
Equity and liabilities
Total equity and liabilities10/49€118k€100k▼
Equity10/15€69k€62k▼
Contributions10/11€19k€19k=
Reserves13€10€10=
Non-distributable reserves130/1€10€10=
Reserves not available under the articles1311€10€10=
Profit (loss) carried forward14€50k€43k▼
Amounts payable17/49€49k€38k▼
Amounts payable within one year42/48€49k€38k▼
Trade debts44€36k€26k▼
Suppliers440/4€36k€26k▼
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€9k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€43k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€41k€37k▼
Operating profit (loss)9901€6k€-7k▼
Financial income75/76B€4k-
Recurring financial income75€4k-
Financial charges65/66B€45€50▲
Recurring financial charges65€45€50▲
Profit (loss) for the period before taxes9903€10k€-7k▼
Income taxes67/77€2k€-2▼
Profit (loss) for the period9904€7k€-7k▼
Profit (loss) for the period to be appropriated9905€7k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€43k▼
Profit (loss) brought forward from the previous period14P€43k€50k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼199%
Net result drops to €-7k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Highest result since 2018net €21k ▲166%
Operating result €27k, net result €21k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Ground area
1,616 m²
Building footprint
1,089 m²
Volume, LiDAR
6,528 m³
Parcel 21614E0126/00A002, Brussels · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POPIC RENOV
since 20162.252.159.757
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0126/00A002 | Brussels | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BERNARD GROGNA
BE 0475.281.390
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Kris Bouw
BE 0744.512.810
Antwerpen · Eq €62k
Bert Wijns
BE 0747.915.629
Vorselaar · Eq €62k
Of 29,518 companies in sector 41001 we hold annual accounts for 15,849. 13,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.