TRETIX
ActiveThe computed 12-month bankruptcy probability of TRETIX is 1.8% (moderate). The 2025 annual accounts show equity of €22k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 95% of 3668 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency100▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 79.39 against 3.02 in 2024; short-term debt: 1.3% and cash: 7.7% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
-5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
112 d early
2024
3 d early
2023
22 d late
2022
332 d late
2021
563 d late
2020
32 d early
2019
175 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€22k▼ 5.6%
2024 · €23k
2018: €21k
2019: €20k
2020: €19k
2021: €19k
2022: €8k
2023: €29k
2024: €23k
2018 → 2025
Total assets
€22k▼ 36.1%
2024 · €35k
2018: €41k
2019: €35k
2020: €31k
2021: €26k
2022: €33k
2023: €45k
2024: €35k
2018 → 2025
Net result
€-1k▲ 75.0%
2024 · €-5k
2018: €-3k
2019: €-719
2020: €-984
2021: €18
2022: €-12k
2023: €21k
2024: €-5k
2018 → 2025
Working capital
€22k▼ 5.6%
2024 · €23k
2018: €21k
2019: €20k
2020: €20k
2021: €19k
2022: €8k
2023: €29k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€8k▼ 60.8%€29k▲ 279%€23k▼ 18.4%€22k▼ 5.6%
Operating result€-790-€-12k▼ 1,464%€25k€-5k€-2k▲ 67.9%
Net result€18-€-12k€21k€-5k€-1k▲ 75.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €22k
Equity
€22k▼ 5.6%
Debt
€280▼ 97.6%
The debt ratio falls from 33.1% to 1.3%. Equity and debt are lower.
Key figures and ratios
Solvency
98.7%▲
2024 · 66.9%
Current ratio
79.39▲
2024 · 3.02
Quick ratio
79.39▲
2024 · 3.02
Debt / equity
0.01▼
2024 · 0.49
ROE
-6.0%▲
2024 · -22.6%
ROA
-5.9%▲
2024 · -15.1%
Debt
€280▼
2024 · €12k
Debt ≤ 1 year
€280▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€22k▼
Current assets29/58€35k€22k▼
Amounts receivable within one year40/41€5k€21k▲
Trade receivables40€5k-
Other amounts receivable41-€21k
Cash at bank and in hand54/58€30k€2k▼
Equity and liabilities
Total equity and liabilities10/49€35k€22k▼
Equity10/15€23k€22k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€3k€1k▼
Amounts payable17/49€12k€280▼
Amounts payable within one year42/48€12k€280▼
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€280€280=
Taxes450/3€280€280=
Other amounts payable47/48€7k-
Income statement
Code20242025
Other operating charges640/8€630€507▼
Gross operating margin9900€-5k€-1k▲
Operating profit (loss)9901€-5k€-2k▲
Financial income75/76B-€360
Recurring financial income75-€360
Financial charges65/66B€44-
Recurring financial charges65€44-
Profit (loss) for the period before taxes9903€-5k€-1k▲
Profit (loss) for the period9904€-5k€-1k▲
Profit (loss) for the period to be appropriated9905€-5k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€1k▼
Profit (loss) brought forward from the previous period14P€8k€3k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 26current ratio 79.39
Current ratio from 3.02 to 79.39; short-term debt falls from €12k to €280.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 332 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 563 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.68
Current ratio from 1.29 to 2.68; short-term debt falls from €26k to €17k.
2022
31-12
Financial
Weakest financial yearnet €-12k ▼64639%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Back to profitnet €18
Net result €18 after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 175 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoenderweg 332382 RavelsGround area
1,176 m²
Building footprint
320 m²
Volume, LiDAR
4,210 m³
2 parcels, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TRETIX
since 20142.229.690.104
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033C0427/00W018 | Flanders | 929 m² | 1 · 92 m² | 7.8 m · 2 fl. |
| 11807G1787/00F000 | Flanders | 246 m² | 1 · 228 m² | 19.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHRISTIM
BE 0544.798.817
Schilde · Eq €22k
SELSYA
BE 1000.293.296
Brussel · Eq €22k
RIZE
BE 0837.676.360
Brussel · Eq €22k
DE SERRE
BE 0647.698.593
Antwerpen · Eq €22k
Yatta
BE 1011.242.519
Antwerpen · Eq €22k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47540Retail sale of electrical household appliances
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.