Financials
- Fiscal year
- 2025
- Total assets
- €25,687
- Loss
- -€950
- Solvency
- -15.9%
BM'S GROUP
ActiveSummary
The computed 12-month bankruptcy probability of BM'S GROUP is 8.8% (elevated). The 2025 annual accounts show negative equity (-€4,085) and a net result of -€950. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 14676 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€25,687total assets 2025
- Equity
- -€4,085
- Loss
- -€950
Turnover not published (abridged schema)
Structure
Accounts filed 27 d late0 of 7 deeds read
Why 31- Sector Food and beverage service activities (NACE 56)- 1 change of registered office in 24 months- Latest accounts 27 days late; 1 of the last 3 late- 2 ex-officio strike-offs in the KBOShow the evidence
Checked score
Score 2025
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 17% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
9-6
equity -15.9% of total assets
Liquidity
3-21
short-term debt 115.9% · cash 2.3%
Profitability
14-37
return on assets -3.7%
Bankruptcy probability, 12 months
8.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 6.9%lowest value
07-2026: 7.1%▲ +2.8% vs 06-2026
08-2026: 8.3%▲ +16.7% vs 07-2026
09-2026: 8.8%▲ +5.2% vs 08-2026highest value
10-2026: 8.8%● 0.0% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- 1 change of registered office in 24 months raises the probability
- Latest accounts 27 days late; 1 of the last 3 late raises the probability
- 2 ex-officio strike-offs in the KBO raises the probability
No credit on open account
Liquidity short (current ratio 0.85 against 0.89 in 2024; short-term debt: 115.9% and cash: 2.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 20%, liquidity 4%, profitability 23%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4,085
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
128 d late
2022
1 d late
2021
23 d late
2020
83 d late
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Address struckKBO administration
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 27-08-2026Annual accounts filed
- 29-09-2025Address struck
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 12-12-2014
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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