Financials
- Financial year
- 2025
- Total assets
- €87,799
- Loss
- -€16,543
- Solvency
- -15.4%
TRAM 12
ActiveSummary
The computed 12-month bankruptcy probability of TRAM 12 is 3.3% (moderate). The 2025 annual accounts show negative equity (-€13,543) and a net result of -€16,543. Its solvency ranks better than 20% of 16,452 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€87,799total assets 2025
- Staff
- 0.3 FTE
- Equity
- -€13,543
- Loss
- -€16,543
Turnover not published (micro format)
Structure
Accounts 39 days early
Why 48raises riskSector: Food and beverage service activities (NACE 56)Founded in 2025Negative equity -€13,543lowers riskLiquidity: current ratio 0.91, cash €21,318Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency
10
equity -15.4% of total assets
Liquidity
39
short-term debt 76.5% · cash 24.3%
Profitability
0
return on assets -18.8%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.9%highest value
07-2026: 3.0%▼ -0.9 percentage points vs 06-2026lowest value
08-2026: 3.0%● unchanged vs 07-2026lowest value
09-2026: 3.2%▲ +0.2 percentage points vs 08-2026
10-2026: 3.3%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.91, below 1; short-term debt: 76.5% and cash: 24.3% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 20% on solvency, 33% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: VANDER WILT Julie (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 15-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 10
- Annual meeting
- First Friday of June at 17:00
- Purpose
- “Alle activiteiten die direct of indirect verband houden met de horeca,toerisme,de…” (deed in Dutch)
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