Financials
- Fiscal year
- 2025
- Total assets
- €94,386
- Loss
- -€16,446
- Solvency
- -14.2%
COPE GROUP
ActiveSummary
The computed 12-month bankruptcy probability of COPE GROUP is 3.7% (moderate). The 2025 annual accounts show negative equity (-€13,446) and a net result of -€16,446. Its solvency ranks better than 20% of 14676 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Full-service restaurants NACE 56111
1 site
Size
€94,386total assets 2025
- Staff
- 3.8 FTE
- Equity
- -€13,446
- Loss
- -€16,446
Turnover not published (abridged schema)
Structure
Accounts filed 41 d late0 of 1 deed read
Why 48- Sector Food and beverage service activities (NACE 56)- Latest accounts 41 days late; 1 of the last 3 late- Negative equity -€13,446+ Liquidity: current ratio 1.23, cash €31,409Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 33% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
11
equity -14.2% of total assets
Liquidity
66
short-term debt 50.5% · cash 33.3%
Profitability
0
return on assets -17.4%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 1.23, cash €31,409 lowers the probability
- Latest accounts 41 days late; 1 of the last 3 late raises the probability
- Negative equity -€13,446 raises the probability
No credit on open account
Liquidity tight (current ratio 1.23; short-term debt: 50.5% and cash: 33.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 21%, liquidity 70%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
41 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 10-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 08-09-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
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