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Complete company report
Generated 27-07-2026
Active BE 0431.241.214Public limited company

TRADAL

Werkhuizenkaai 112 ·1000 Brussel, Belgium· 39 yrs active
Sector: Wholesale trade (46319)
Conclusion Checked

The computed 12-month bankruptcy probability of TRADAL is 0.5% (very low). The 2024 annual accounts show equity of €7.25M and a net result of €261k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 544 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €7.25M
Net result €261k
Better than sector 95%
Active 39 yrs
Snowflake analysis 5 axes · computed by Checked
Health94Profitability18Solvency100Growth78Stability100
78 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 18
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
94 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · volledig
€0€500k€1.00M€1.50M€2.00MOperating result 2020: €242k€242kNet result 2020: €315k€315kOperating result 2021: €1.84M€1.84MNet result 2021: €1.36M€1.36MOperating result 2022: €346k€346kNet result 2022: €254k€254kOperating result 2023: €172k€172kNet result 2023: €172k€172kOperating result 2024: €335k€335kNet result 2024: €261k€261k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11.3%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€2.00M€4.00M€6.00M€8.00M2025: €3.72M (€2.64M - €4.80M)2026: €3.98M (€2.26M - €5.71M)2027: €4.24M (€1.87M - €6.62M)2018: €2.15M2019: €2.15M2020: €2.31M2021: €2.08M2022: €2.33M2023: €6.99M2024: €7.25M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 98.8% 30.9%
better than 95% of 544 sector peers
Net result €261k €47k
better than 70% of 544 sector peers
Equity €7.25M €469k
better than 85% of 545 sector peers
Gross operating margin €804k €125k
better than 84% of 337 sector peers
Total assets €7.34M €1.83M
better than 72% of 545 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€719k
+36.0% far above sector median
Net profit
€261k
+51.8% far above sector median
Cash flow
€645k
+22.1% far above sector median
Total assets
€7.34M
+2.3% far above sector median
Equity
€7.25M
+3.7% far above sector median
Working capital
€1.51M
+61.8% far above sector median
Income taxes
€93k
- far above sector median
Dividends
€1.60M
+622.2% 18-24
Debt
€91k
-51.6% +49% vs sector
Debt ≤ 1y
€90k
-52.3% +47% vs sector
Current ratio
17.88
+198.9% far above sector median
Quick ratio
17.88
+198.9% far above sector median
Solvency
98.8%
+1.4% +68% vs sector
Debt / equity
0.01
-53.3% -98% vs sector
ROE
3.6%
+46.3% -14% vs sector
ROA
3.6%
+48.4% far above sector median
Interest coverage
614.06
+46.7% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€719k
Net profit€261k
Cash flow€645k
Staff costs-
Income taxes€93k
Dividends-
Total assets€7.34M
Equity€7.25M
Debt€91k
of which ≤ 1y€90k
of which > 1y-
Working capital€1.51M
Employees (FTE)-
Ratios (computed)
2024
Current ratio17.88
Quick ratio17.88
Working capital ratio20.6%
Solvency98.8%
Debt / equity0.01
Long-term debt ratio-
Interest coverage614.06
Gross margin-
Net margin-
ROA3.6%
ROE3.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€7.34M
Fixed assets 21/28€5.74M
Tangible fixed assets 22/27€5.74M
Current assets 29/58€1.60M
Amounts receivable within one year 40/41€43k
Cash & bank 54/58€1.55M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€7.34M
Equity 10/15€7.25M
Contributions / capital 10/11€2.76M
Reserves 13€586k
Accumulated profits (losses) 14€3.90M
Amounts payable 17/49€91k
Amounts payable within one year 42/48€90k
Trade debts payable within one year 44€38k
Income statement
Gross operating margin 9900€804k
Operating result 9901€335k
Financial income 75€21k
Financial charges 65€1k
Result before taxes 9903€354k
Income taxes 67/77€93k
Net result for the period 9904€261k
Result to be appropriated 9905€388k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46319)
Legal form Public limited company(014)
Incorporation22-05-1987
StatusActive
Postal code1000
Establishment units 1 location
TRADAL
Werkhuizenkaai 112, 1000 BrusselVerhuur van woningen, exclusief sociale woningen
since 19872.029.520.409
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21813F0611/00L000 Brussels 3.7 ha 1 · 48 m² 11.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
23-11-2023
State Gazette act Director changes
11-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
24-02-2023
State Gazette act Director changes
2022
12-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
16-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
02-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
19-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2023
23-11-2023 Christophe Vandenbroeck appointed as director Director changes
  • Christophe Vandenbroeck, Bestuurder
Technical details 
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      "reason": null,
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      "effective_date": null,
      "evidence_quote": "Le conseil d\u0027administration d\u00E9cide de nommer au poste d\u0027administrateur-d\u00E9l\u00E9gu\u00E9, avec effet imm\u00E9diat, Monsieur Christophe Vandenbroeck",
      "decharge_status": null,
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  "act_meta": {
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  "publication_proxy": {
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  "co_filed_documents": [],
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24-02-2023 Christophe Vandenbroeck appointed as director Director changes
  • Christophe Vandenbroeck, Bestuurder
Technical details 
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    {
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      "role": "administrateur",
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        "name": "Christophe Vandenbroeck",
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
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      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e rappelle que le mandat conf\u00E9r\u00E9 \u00E0 Monsieur Vandenbroeck ne sera pas r\u00E9mun\u00E9r\u00E9.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2024"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
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      "evidence_quote": "",
      "decharge_status": "granted",
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Doruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2022-11-14",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
      "date": "2022-11-14",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0431.241.214",
    "name_full": "TRADAL",
    "legal_form": "Soci\u00E9t\u00E9 anonyme"
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  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Groothandel in groenten en fruit, m.u.v. consumptieaardappelen46319Groothandel in groenten en fruit, muv consumptieaardappelen46319
Primary activity highlighted.
Names & trade names
Legal nameFR TRADAL
Registered office
Werkhuizenkaai 112 bus 20
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative