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Complete company report
Generated 03-09-2026
Active BE 0431.241.214Public limited company

TRADAL

Werkhuizenkaai 112 ·1000 Brussel, Belgium· 39 yrs active
Sector: Groothandel in groenten en fruit, muv consumptieaardappelen (46319)
Conclusion Checked

TRADAL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.46M and a net result of €208k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €7.46M
Net result €208k
Better than sector 95%
Active 39 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability14Solvency100Growth52Stability100
70 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 14
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview38 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · full schema
€0€500k€1.00M€1.50M€2.00MOperating result 2021: €1.84M€1.84MNet result 2021: €1.36M€1.36MOperating result 2022: €346k€346kNet result 2022: €254k€254kOperating result 2023: €172k€172kNet result 2023: €172k€172kOperating result 2024: €335k€335kNet result 2024: €261k€261kOperating result 2025: €261k€261kNet result 2025: €208k€208k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~36% of the level (threshold 35%). We therefore deliberately show no projection line.
€2.00M€4.00M€6.00M€8.00M2018: €2.15M2019: €2.15M2020: €2.31M2021: €2.08M2022: €2.33M2023: €6.99M2024: €7.25M2025: €7.46M20182019202020212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 98.8% 31.0%
better than 95% of 549 sector peers
Net result €261k €47k
better than 70% of 549 sector peers
Equity €7.25M €468k
better than 85% of 550 sector peers
Gross operating margin €804k €125k
better than 84% of 339 sector peers
Total assets €7.34M €1.82M
better than 71% of 550 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€684k
-4.8% 18-25
Net profit
€208k
-20.4% 18-25
Cash flow
€631k
-2.2% 18-25
Total assets
€7.64M
+4.1% 18-25
Equity
€7.46M
+2.9% 18-25
Working capital
€1.87M
+23.7% 18-25
Income taxes
€71k
-23.3% 18-25
Dividends
€1.60M
+622.2% 18-25
Show 9 other metrics
Debt
€186k
+104.5% 18-25
Debt ≤ 1y
€186k
+107.4% 18-25
Current ratio
11.07
-38.1% 18-25
Quick ratio
11.07
-38.1% 18-25
Solvency
97.6%
-1.2% 18-25
Debt / equity
0.02
+98.8% 18-25
ROE
2.8%
-22.6% 18-25
ROA
2.7%
-23.6% 18-25
Interest coverage
744.36
+21.2% 18-25
Figures by fiscal year
Fiscal year2025
Depositfull schema
Revenue-
EBITDA€684k
Net profit€208k
Cash flow€631k
Staff costs-
Income taxes€71k
Dividends-
Total assets€7.64M
Equity€7.46M
Debt€186k
of which ≤ 1y€186k
of which > 1y-
Working capital€1.87M
Employees (FTE)-
Ratios (computed)
2025
Current ratio11.07
Quick ratio11.07
Working capital ratio24.5%
Solvency97.6%
Debt / equity0.02
Long-term debt ratio-
Interest coverage744.36
Gross margin-
Net margin-
ROA2.7%
ROE2.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€7.64M
Fixed assets 21/28€5.59M
Tangible fixed assets 22/27€5.59M
Current assets 29/58€2.06M
Amounts receivable within one year 40/41€505k
Cash & bank 54/58€1.54M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€7.64M
Equity 10/15€7.46M
Contributions / capital 10/11€2.76M
Reserves 13€698k
Accumulated profits (losses) 14€3.99M
Amounts payable 17/49€186k
Amounts payable within one year 42/48€186k
Trade debts payable within one year 44€132k
Income statement
Gross operating margin 9900€781k
Operating result 9901€261k
Financial income 75€20k
Financial charges 65€919
Result before taxes 9903€279k
Income taxes 67/77€71k
Net result for the period 9904€208k
Result to be appropriated 9905€96k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Christophe Vandenbroeck
    Director
    State Gazette act 23148757 (23-11-2023)
    Current
    24-02-2023 → present
    2 events
    • 23-11-2023 Appointed· Director
    • 24-02-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Groothandel in groenten en fruit, muv consumptieaardappelen(46319)
Legal form Public limited company(014)
Incorporation22-05-1987
StatusActive
Postal code1000
Establishment units 1 location
TRADAL
Werkhuizenkaai 112, 1000 BrusselVerhuur van woningen, exclusief sociale woningen
since 19872.029.520.409
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21813F0611/00L000 Brussels 3.7 ha 1 · 48 m² 11.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-08-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
23-11-2023
State Gazette act Director changes
11-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
24-02-2023
State Gazette act Director changes
2022
12-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
16-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
02-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
19-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgian State Gazette reading coverage 0 of 12 acts read

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2023
23-11-2023 Christophe Vandenbroeck appointed as director Director changes
  • Christophe Vandenbroeck, Bestuurder
Technical details 
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      },
      "reason": null,
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      "evidence_quote": "Le conseil d\u0027administration d\u00E9cide de nommer au poste d\u0027administrateur-d\u00E9l\u00E9gu\u00E9, avec effet imm\u00E9diat, Monsieur Christophe Vandenbroeck",
      "decharge_status": null,
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  "notary": {
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    "is_associated": false
  },
  "act_meta": {
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    "pub_date": null,
    "filing_date": "2023-11-15",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
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      "body": "conseil_d_administration",
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      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0431.241.214",
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  "publication_proxy": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
24-02-2023 Christophe Vandenbroeck appointed as director Director changes
  • Christophe Vandenbroeck, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
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        "name": "Christophe Vandenbroeck",
        "address": "Rue du R\u00E9servoir 60 \u00E0 1330 Rixensart",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e rappelle que le mandat conf\u00E9r\u00E9 \u00E0 Monsieur Vandenbroeck ne sera pas r\u00E9mun\u00E9r\u00E9.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2024"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": null,
      "reason": null,
      "subkind": null,
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      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Doruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2022-11-14",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
      "date": "2022-11-14",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0431.241.214",
    "name_full": "TRADAL",
    "legal_form": "Soci\u00E9t\u00E9 anonyme"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Christophe Vandenbroeck",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in groenten en fruit, muv consumptieaardappelen46319
Primary activity highlighted.
Names & trade names
Legal nameFR TRADAL
Registered office
Werkhuizenkaai 112 bus 20
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative