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TOVERTUINEN

Active
Private limited company (pre-2019)founded 199035 yrs activeLindestraat 45, 8690 Alveringem, BelgiumKBO/BCE: BE 0441.686.827
Summary

TOVERTUINEN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,756) and a net result of €1,461. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 1316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
TOVERTUINENActiveChecked score 54/100
Risk analysis ReportCompare

Overview

What they do
Landscape service activities
NACE 81300Raising of dairy cattle NACE 01410
1 site
How big
€17,899total assets 2025
Equity
-€17,756
Profit
€1,461
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 26 d late
Why 54Capped at 59: negative equity- Sector Services to buildings and landscape activities (NACE 81)- Negative equity -€17,756+ Size: total assets €17,899+ Founded in 1990Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -99.2% of total assets
Liquidity 55+26
short-term debt 38.3% · cash 18.2%
Profitability 58-1
return on assets 8.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (7,550 companies)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● 0.0% vs 11-2024 01-2025: 1.8%▼ -0.9% vs 12-2024 02-2025: 1.8%● 0.0% vs 01-2025 03-2025: 1.8%▲ +0.8% vs 02-2025 04-2025: 1.8%▲ +0.8% vs 03-2025 05-2025: 1.8%▼ -0.2% vs 04-2025 06-2025: 1.8%▼ -2.7% vs 05-2025 07-2025: 2.1%▲ +14.5% vs 06-2025 08-2025: 2.5%▲ +23.9% vs 07-2025highest value 09-2025: 0.8%▼ -67.8% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.1% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%▲ +0.9% vs 02-2026 04-2026: 0.8%▲ +3.1% vs 03-2026 05-2026: 0.8%▼ -0.1% vs 04-2026 06-2026: 0.8%▼ -3.1% vs 05-2026 07-2026: 1.0%▲ +17.8% vs 06-2026 08-2026: 1.6%▲ +61.7% vs 07-2026 09-2026: 0.6%▼ -58.6% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
  • Negative equity -€17,756 raises the probability
  • Size: total assets €17,899 lowers the probability for this profile
  • Founded in 1990 lowers the probability for this profile
No credit on open account
Liquidity ample (current ratio 2.58 against 1.73 in 2024; short-term debt: 38.3% and cash: 18.2% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 3%, liquidity 56%, profitability 26%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€17,756
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €17,899
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1316 sector peers (2025).
NBB · sector comparison
Position among 1316 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
25 d late
2023
29 d late
2022
17 d late
2021
18 d late
2020
23 d late
2019
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €1,570

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€17,756 View
  • Caution: Among the weakest 5% on solvencysector median 42.3% · 1,316 companies -99.2% View
  • Active since 1990founded 08-10-1990 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€17,899
Profit
€1,461
Solvency
-99.2%
Total assets▼ 3.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 25-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Landscape service activitiesNACE 81300
Founded
08-10-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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