FLORABEL
ActiveSummary
FLORABEL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-4k) and a net result of €-7k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 16% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▲+20
Solvency7▼-25
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.41 in 2023; short-term debt: 112.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-18%
Return on assets
-32.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
30 d early
2022
7 d early
2021
65 d late
2020
89 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-4k
2023 · €3k
2018: €-13k
2019: €-9k
2020: €7k
2021: €-438
2022: €17k
2023: €3k
2018 → 2024
Total assets
€21k▼ 53.2%
2023 · €45k
2018: €36k
2019: €33k
2020: €51k
2021: €47k
2022: €59k
2023: €45k
2018 → 2024
Net result
€-7k▲ 50.1%
2023 · €-14k
2018: €-7k
2019: €4k
2020: €17k
2021: €-8k
2022: €17k
2023: €-14k
2018 → 2024
Working capital
€-23k▼ 1.3%
2023 · €-23k
2018: €-44k
2019: €-36k
2020: €-21k
2021: €-28k
2022: €-14k
2023: €-23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€7k-€-438€17k€3k▼ 82.0%€-4k
Operating result€18k-€-7k€20k€-12k€-6k▲ 51.8%
Net result€17k-€-8k€17k€-14k€-7k▲ 50.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€21k ▼ 29.2%
Current assets
€483 ▼ 97.0%
Key figures and ratios
EBITDA
€2k▲
2023 · €-2k
Cash flow
€1k▲
2023 · €-3k
Solvency
-18.0%▼
2023 · 6.6%
Current ratio
0.02▼
2023 · 0.41
Debt to equity
-6.56▼
2023 · 14.04
ROA
-32.2%▼
2023 · -30.2%
Interest coverage
2.41▲
2023 · -1.65
Debt
€25k▼
2023 · €42k
Debt ≤ 1 year
€24k▼
2023 · €39k
Debt > 1 year
€1k▼
2023 · €3k
Staff costs
€27k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€45k€21k▼
Fixed assets21/28€29k€21k▼
Tangible fixed assets22/27€29k€21k▼
Land and buildings22€13k€12k▼
Plant, machinery and equipment23€8k€3k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€16k€483▼
Stocks and contracts in progress3€5k€0▼
Stocks30/36€5k€0▼
Amounts receivable within one year40/41€11k€483▼
Trade receivables40€9k€54▼
Other amounts receivable41€2k€429▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€45k€21k▼
Equity10/15€3k€-4k▼
Contributions10/11€6k€6k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-20k€-27k▼
Amounts payable17/49€42k€25k▼
Amounts payable after more than one year17€3k€1k▼
Financial debts170/4€3k€1k▼
Amounts payable within one year42/48€39k€24k▼
Current portion of amounts payable after more than one year42€6k€2k▼
Financial debts43€11k€9k▼
Credit institutions430/8€11k€9k▼
Trade debts44€8k€315▼
Suppliers440/4€8k€315▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€250€0▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€11k€11k▲
Accrued charges and deferred income492/3-€3
Income statement
Code20232024
Remuneration, social security and pensions62€25k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€577
Gross operating margin9900€26k€31k▲
Operating profit (loss)9901€-12k€-6k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€1k€801▼
Recurring financial charges65€1k€801▼
Profit (loss) for the period before taxes9903€-14k€-7k▲
Profit (loss) for the period9904€-14k€-7k▲
Profit (loss) for the period to be appropriated9905€-14k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-27k▼
Profit (loss) brought forward from the previous period14P€-6k€-20k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-14k ▼180%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sendrogne(LVG) 454141 SprimontGround area
958 m²
Building footprint
137 m²
Volume, LiDAR
786 m³
Parcel 62067E0735/00K002, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Sendrogne(LVG) 45, 4141 Sprimont
since 19982.086.032.807
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067E0735/00K002 | Wallonia | 958 m² | 1 · 137 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEDIFLORA
BE 0429.207.083
Staden · Eq €2,972
L'effet Wouaw
BE 0801.995.604
Manhay · Eq €3,067
Besard-Van Nieuwenhove
BE 0838.657.149
Brakel · Eq €3,077
PRIMAVERA
BE 0439.478.492
Sint-Jans-Molenbeek · Eq €3,398
DELACROIX
BE 0607.973.828
Wavre · Eq €3,986
Of 552 companies in sector 46220 we hold annual accounts for 307. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46220Wholesale trade
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.