PEPINIERES DE CHAMPIA
ActivePEPINIERES DE CHAMPIA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-68k) and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5896 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+6
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.07 in 2023; short-term debt: 645.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-546.4%
Return on assets
222.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5896 sector peers (2024).
NBB · sector comparisonPosition among 5896 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
29 d late
2021
30 d late
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-68k▲ 28.9%
2023 · €-96k
2018: €8k
2019: €2k
2020: €-59k
2021: €-108k
2022: €-104k
2023: €-96k
2018 → 2024
Total assets
€12k▼ 31.7%
2023 · €18k
2018: €471k
2019: €504k
2020: €427k
2021: €150k
2022: €37k
2023: €18k
2018 → 2024
Net result
€28k▲ 231%
2023 · €8k
2018: €-37k
2019: €58k
2020: €-55k
2021: €4k
2022: €5k
2023: €8k
2018 → 2024
Working capital
€-74k▲ 30.5%
2023 · €-106k
2018: €-129k
2019: €-105k
2020: €-152k
2021: €-13k
2022: €-117k
2023: €-106k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-59k-€-108k▼ 84.2%€-104k▲ 3.5%€-96k▲ 8.0%€-68k▲ 28.9%
Operating result€-50k-€12k€10k▼ 21.8%€13k▲ 29.5%€31k▲ 145%
Net result€-55k-€4k€5k▲ 25.8%€8k▲ 52.5%€28k▲ 231%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 145% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12k
Fixed assets
€6k▼ 44.8%
Current assets
€7k▼ 14.0%
Key figures and ratios
EBITDA
€39k▲
2023 · €21k
Cash flow
€35k▲
2023 · €17k
Solvency
-546.4%▼
2023 · -525.1%
Current ratio
0.08▲
2023 · 0.07
Quick ratio
0.08▲
2023 · 0.07
Debt / equity
-1.18▲
2023 · -1.19
ROA
222.1%▲
2023 · 45.9%
Interest coverage
14.56▲
2023 · 5.29
Debt
€81k▼
2023 · €114k
Debt ≤ 1 year
€81k▼
2023 · €114k
Income taxes
€575▲
2023 · €365
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€12k▼
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€8k€2k▼
Leasing and similar rights25-€0
Other tangible fixed assets26-€2k
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€5k€5k▲
Other amounts receivable41€86€80▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€18k€12k▼
Equity10/15€-96k€-68k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-116k€-88k▲
Amounts payable17/49€114k€81k▼
Amounts payable within one year42/48€114k€81k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€21k€7k▼
Suppliers440/4€21k€7k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€80k€64k▼
Accrued charges and deferred income492/3€135€140▲
Income statement
Code20232024
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€818€1k▲
Gross operating margin9900€22k€40k▲
Operating profit (loss)9901€13k€31k▲
Financial income75/76B€139€51▼
Recurring financial income75€139€51▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€9k€28k▲
Income taxes67/77€365€575▲
Profit (loss) for the period9904€8k€28k▲
Profit (loss) for the period to be appropriated9905€8k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-116k€-88k▲
Profit (loss) brought forward from the previous period14P€-124k€-116k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-55k ▼196%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre(Lgp) 2704520 WanzeGround area
3,470 m²
Building footprint
632 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Wavre(WAN) 268, 4520 Wanze
since 19922.055.872.240
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61042B0881/00L000 | Wallonia | 2,714 m² | 1 · 571 m² | - |
| 61042B0576/00L000 | Wallonia | 757 m² | 1 · 62 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARCS ET JARDINS AGRONOMIQUES
BE 0874.774.803
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BE 0806.408.312
Oudergem · Eq €2k
Jardiniers positifs
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Zaventem · Eq €2k
Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-1992
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.