TOUCO
ActiveThe computed 12-month bankruptcy probability of TOUCO is 3.7% (moderate). The 2025 annual accounts show equity of €7k and a net result of €166. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-58
Solvency93▼-7
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
21 d late
2022
7 d early
2021
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€166▼ 93.1%
2024 · €2k
2021: €1k
2022: €-1k
2023: €2k
2024: €2k
2021 → 2025
Working capital
€7k▲ 2.5%
2024 · €7k
2021: €4k
2022: €2k
2023: €4k
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€2k▼ 36.4%€4k▲ 79.8%€7k▲ 56.7%€7k▲ 2.5%
Operating result€2k-€-1k€2k€3k▲ 44.0%€258▼ 91.8%
Net result€1k-€-1k€2k€2k▲ 27.8%€166▼ 93.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€7k▲ 2.5%
Debt
€3k▲ 49.7%
The debt ratio rises from 24.6% to 32.3%. Equity and debt are higher.
Key figures and ratios
Solvency
67.7%▼
2024 · 75.4%
Current ratio
3.10▼
2024 · 4.06
Quick ratio
3.10▼
2024 · 4.06
Debt / equity
0.48▲
2024 · 0.33
ROE
2.4%▼
2024 · 36.2%
ROA
1.6%▼
2024 · 27.3%
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Income taxes
€37▼
2024 · €674
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€10k▲
Current assets29/58€9k€10k▲
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€8k€9k▲
Cash at bank and in hand54/58€1k€989▼
Equity and liabilities
Total equity and liabilities10/49€9k€10k▲
Equity10/15€7k€7k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€220€971▲
Suppliers440/4€220€971▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€801▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€142€142=
Income statement
Code20242025
Gross operating margin9900€3k€258▼
Operating profit (loss)9901€3k€258▼
Financial charges65/66B€45€55▲
Recurring financial charges65€45€55▲
Profit (loss) for the period before taxes9903€3k€204▼
Income taxes67/77€674€37▼
Profit (loss) for the period9904€2k€166▼
Profit (loss) for the period to be appropriated9905€2k€166▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2021net €2k ▲27.8%
Operating result €3k, net result €2k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.50
Current ratio from 1.27 to 3.50; short-term debt falls from €9k to €2k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-1k ▼211%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hector Denisstraat 471050 ElseneGround area
125 m²
Building footprint
60 m²
Volume, LiDAR
559 m³
Parcel 21447B0276/00W006, Brussels · tallest building 17.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOUCO
since 20212.316.464.324
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0276/00W006 | Brussels | 125 m² | 1 · 60 m² | 17.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 7,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
71112Activities of interior architects
71121Engineering and related technical consultancy, excluding land surveyors
74112Other professional, scientific and technical activities
81300Landscape service activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jmhellinckx@gmail.com
Phone:+32476243525