PAINT ERA
ActiveThe computed 12-month bankruptcy probability of PAINT ERA is 2.4% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-3. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7452 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-63
Solvency100=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 18.16; short-term debt: 5.5% and cash: 6.4% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
124 d late
2023
6 d late
2022
8 d late
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€63k
EBIT margin
-7.1%
Net result
€-3
2024 · €4k
2021: €671
2022: €-5k
2023: €-3k
2024: €4k
2021 → 2025
Working capital
€9k=
2024 · €9k
2021: €-2k
2022: €568
2023: €4k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€63k
Equity€13k-€8k▼ 36.2%€5k▼ 41.5%€9k▲ 94.8%€9k=
Operating result€749-€-4k€-3k▲ 25.0%€5k€-86
Net result€671-€-5k€-3k▲ 26.8%€4k€-3
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €86 after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€9k=
Debt
€536▲ 551%
The debt ratio rises from 0.9% to 5.5%. Debt is higher.
Key figures and ratios
Solvency
94.5%▼
2024 · 99.1%
Current ratio
18.16
Quick ratio
18.16
Debt / equity
0.06▲
2024 · 0.01
ROE
0.0%▼
2024 · 48.7%
ROA
0.0%▼
2024 · 48.2%
Debt
€536▲
2024 · €82
Debt ≤ 1 year
€536▲
2024 · €82
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€10k▲
Current assets29/58€9k€10k▲
Amounts receivable within one year40/41€7k€9k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€2k€627▼
Equity and liabilities
Total equity and liabilities10/49€9k€10k▲
Equity10/15€9k€9k=
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-3k€-3k▼
Amounts payable17/49€82€536▲
Amounts payable within one year42/48€82€536▲
Trade debts44€82€536▲
Suppliers440/4€82€536▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€407-
Gross operating margin9900€5k€-86▼
Operating profit (loss)9901€5k€-86▼
Financial income75/76B€44€84▲
Recurring financial income75€44€84▲
Financial charges65/66B€100-
Recurring financial charges65€100-
Profit (loss) for the period before taxes9903€4k€-3▼
Profit (loss) for the period9904€4k€-3▼
Profit (loss) for the period to be appropriated9905€4k€-3▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▼
Profit (loss) brought forward from the previous period14P€-7k€-3k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 124 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-12
Financial
Liquidity times 27current ratio 112.84
Current ratio from 4.15 to 112.84; short-term debt falls from €1k to €82.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 4.15
Current ratio from 1.12 to 4.15; short-term debt falls from €5k to €1k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼784%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
714 m²
Building footprint
426 m²
Volume, LiDAR
3,652 m³
2 parcels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAINT ERA
since 20212.313.505.230
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 22001B0132/00P003 | Flanders | 194 m² | 1 · 101 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVJV
BE 0456.470.023
Tielt-Winge · Eq €9k
Nicolas Ory Construction
BE 0787.477.276
Rochefort · Eq €9k
de Groot Bouwprojecten
BE 0771.804.650
Nijlen · Eq €9k
CORNEL & AVRAM CONSTRUCTION
BE 0762.643.890
Vilvoorde · Eq €9k
D&D CHASSIS
BE 0883.268.538
Fleurus · Eq €9k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 8,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.