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TOSATO

Active
Private limited companyfounded 201610 yrs activeParelhoenstraat 7, 9080 Lochristi, BelgiumKBO/BCE: BE 0660.615.827

TOSATO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €344k and a net result of €113k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 47% of 7962 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
22 d early
2024
23 d early
2023
22 d early
2022
1 d early
2021
9 d late
2020
3 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€344k▲ 33.5%
2024 · €258k
2019: €74k 2020: €109k 2021: €180k 2022: €183k 2023: €228k 2024: €258k
2019 → 2025
Net result
€113k▲ 111%
2024 · €54k
2019: €27k 2020: €35k 2021: €70k 2022: €3k 2023: €60k 2024: €54k
2019 → 2025
Total assets
€723k▲ 9.1%
2024 · €663k
2019: €155k 2020: €175k 2021: €518k 2022: €693k 2023: €659k 2024: €663k
2019 → 2025
Solvency
47.6%▲ 8.7pp
2024 · 38.9%
2019: 47.8% 2020: 62.5% 2021: 34.7% 2022: 26.4% 2023: 34.6% 2024: 38.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€180k-€183k▲ 1.9%€228k▲ 24.5%€258k▲ 13.0%€344k▲ 33.5%
Operating result€106k-€11k▼ 89.8%€88k▲ 716%€80k▼ 9.3%€76k▼ 5.0%
Net result€70k-€3k▼ 95.2%€60k▲ 1,655%€54k▼ 10.2%€113k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €106k€106kNet result 2021: €70k€70kOperating result 2022: €11k€11kNet result 2022: €3k€3kOperating result 2023: €88k€88kNet result 2023: €60k€60kOperating result 2024: €80k€80kNet result 2024: €54k€54kOperating result 2025: €76k€76kNet result 2025: €113k€113k20212022202320242025
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets €585k▼ 1.3%
Current assets €138k▲ 96.5%
Equity and liabilities €723k
Equity €344k▲ 33.5%
Debt €379k▼ 6.4%
The debt ratio falls from 61.1% to 52.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
47.6%
2024 · 38.9%
ROE
32.9%
2024 · 20.8%
ROA
15.7%
2024 · 8.1%
Debt
€379k
2024 · €405k
Debt ≤ 1 year
€60k
2024 · €59k
Debt > 1 year
€317k
2024 · €344k
Income taxes
€27k
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€663k€723k
Fixed assets21/28€592k€585k
Tangible fixed assets22/27€464k€456k
Land and buildings22€424k€403k
Furniture and vehicles24€40k€50k
Other tangible fixed assets26-€2k
Financial fixed assets28€129k€129k=
Current assets29/58€70k€138k
Amounts receivable within one year40/41€22k€25k
Trade receivables40€20k€20k=
Other amounts receivable41€2k€4k
Cash at bank and in hand54/58€48k€69k
Deferred charges and accrued income490/1€66€45k
Equity and liabilities
Total equity and liabilities10/49€663k€723k
Equity10/15€258k€344k
Contributions10/11€6k€6k=
Reserves13€252k€338k
Distributable reserves133€252k€338k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€405k€379k
Amounts payable after more than one year17€344k€317k
Financial debts170/4€344k€317k
Amounts payable within one year42/48€59k€60k
Current portion of amounts payable after more than one year42€27k€27k
Financial debts43€9k€9k=
Credit institutions430/8€9k€9k=
Trade debts44€4k€5k
Suppliers440/4€4k€5k
Taxes, remuneration and social security45€19k€19k
Taxes450/3€19k€19k
Accrued charges and deferred income492/3€3k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k
Other operating charges640/8€4k€1k
Gross operating margin9900€114k€108k
Operating profit (loss)9901€80k€76k
Financial income75/76B€186€69k
Recurring financial income75€186€69k
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€76k€141k
Income taxes67/77€22k€27k
Profit (loss) for the period9904€54k€113k
Profit (loss) for the period to be appropriated9905€54k€113k
Appropriation of the result
Profit (loss) to be appropriated9906€54k€113k
Transfer from equity791/2€24k€27k
Transfer to equity691/2€54k€113k
To other reserves6921€54k€113k
Profit to be distributed694/7€24k€27k
Return on contributions (dividend)694€24k€27k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2019net €113k ▲111%
Net result €113k, the highest in the series.
08-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
09-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €200kEq €228k ▲24.5%
5 profitable years in a row build equity to €228k.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet €3k ▼95.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
09-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-06
Financial Equity above €150kEq €180k ▲64.4%
3 profitable years in a row build equity to €180k.
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €100kEq €109k ▲47.6%
2 profitable years in a row build equity to €109k.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-05-2021 Resigned as Director
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Parelhoenstraat 79080 Lochristi
Ground area
683 m²
Building footprint
104 m²
Volume, LiDAR
502 m³
Parcel 44034C0054/00A002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOSATO
Parelhoenstraat 7, 9080 LochristiAgents specialised in the wholesale of other particular products
since 20162.255.274.348
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034C0054/00A002 Flanders 683 m² 1 · 104 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,721 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-08-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46180Agents specialised in the wholesale of other particular products
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.