Summary
BRAMATIC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €343,989 and a net result of €35,119. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 8091 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
107 d early
2023
65 d early
2022
87 d early
2021
87 d early
2020
51 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 79 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€343,989▲ 11.4%
2024 · €308,870
Net result
€35,119▼ 32.8%
2024 · €52,282
Total assets
€759,496▲ 64.2%
2024 · €462,663
Solvency
45.3%▼ 21.5pp
2024 · 66.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49,330▲ 34.1%€66,774▲ 35.4%€87,198▲ 30.6%€86,425▼ 0.9%€62,175▼ 28.1%
Net result€25,523within the sector's middle half▲ 38.6%€37,595within the sector's middle half▲ 47.3%€53,202within the sector's middle half▲ 41.5%€52,282within the sector's middle half▼ 1.7%€35,119within the sector's middle half▼ 32.8%
Equity€184,491within the sector's middle half▲ 16.1%€222,086within the sector's middle half▲ 20.4%€275,288within the sector's middle half▲ 24.0%€308,870within the sector's middle half▲ 12.2%€343,989within the sector's middle half▲ 11.4%
Total assets€422,051within the sector's middle half▼ 0.6%€422,825within the sector's middle half▲ 0.2%€461,338within the sector's middle half▲ 9.1%€462,663within the sector's middle half▲ 0.3%€759,496within the sector's middle half▲ 64.2%
Debt€237,560▼ 10.5%€200,739▼ 15.5%€186,050▼ 7.3%€153,793▼ 17.3%€415,507▲ 170%
Working capital-€47,122below the sector's middle half▲ 39.4%-€2,939within the sector's middle half▲ 93.8%-€3,920within the sector's middle half▼ 33.4%€39,486within the sector's middle half-€3,347within the sector's middle half
Solvency43.7%within the sector's middle half▲ 6.3pp52.5%within the sector's middle half▲ 8.8pp59.7%within the sector's middle half▲ 7.1pp66.8%within the sector's middle half▲ 7.1pp45.3%within the sector's middle half▼ 21.5pp
Current ratio0.64below the sector's middle half▲ 0.190.98within the sector's middle half▲ 0.330.96within the sector's middle half▼ 0.021.48within the sector's middle half▲ 0.520.99within the sector's middle half▼ 0.49
Return on assets (ROA)6.0%within the sector's middle half▲ 1.7pp8.9%within the sector's middle half▲ 2.8pp11.5%within the sector's middle half▲ 2.6pp11.3%within the sector's middle half▼ 0.2pp4.6%within the sector's middle half▼ 6.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €759,496
Fixed assets
€504,448 ▲ 48.1%
Current assets
€255,048 ▲ 109%
Equity and liabilities €759,496
Equity
€343,989 ▲ 11.4%
Debt
€415,507 ▲ 170%
Debt's share of the balance-sheet total rises from 33.2% to 54.7%. Equity and debt are higher.
Key figures and ratios
ROE
10.2%▼
2024 · 16.9%
Debt ≤ 1 year
€258,395▲
2024 · €82,678
Debt > 1 year
€154,531▲
2024 · €68,235
Income taxes
€18,045▼
2024 · €26,219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,092 | €32,808 | €32,989 | €35,881 | €44,065 | ▲ 22.8% |
| Other operating charges640/8 | €1,900 | €1,800 | €7,260 | €2,649 | €11,851 | ▲ 347% |
| Gross operating margin9900 | €84,323 | €101,382 | €127,447 | €124,955 | €118,091 | ▼ 5.5% |
| Operating profit (loss)9901 | €49,330 | €66,774 | €87,198 | €86,425 | €62,175 | ▼ 28.1% |
| Financial income75/76B | €0 | €0 | €443 | €0 | €1 | ▲ 700% |
| Recurring financial income75 | €0 | €0 | €443 | €0 | €1 | ▲ 700% |
| Financial charges65/66B | €9,033 | €7,753 | €8,366 | €7,923 | €9,012 | ▲ 13.7% |
| Recurring financial charges65 | €9,033 | €7,753 | €8,366 | €7,923 | €9,012 | ▲ 13.7% |
| Profit (loss) for the period before taxes9903 | €40,297 | €59,021 | €79,275 | €78,501 | €53,164 | ▼ 32.3% |
| Income taxes67/77 | €14,774 | €21,425 | €26,074 | €26,219 | €18,045 | ▼ 31.2% |
| Profit (loss) for the period9904 | €25,523 | €37,595 | €53,202 | €52,282 | €35,119 | ▼ 32.8% |
| Profit (loss) for the period to be appropriated9905 | €25,523 | €37,595 | €53,202 | €52,282 | €35,119 | ▼ 32.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €422,051 | €422,825 | €461,338 | €462,663 | €759,496 | ▲ 64.2% |
| Fixed assets21/28 | €337,585 | €306,370 | €376,379 | €340,499 | €504,448 | ▲ 48.1% |
| Tangible fixed assets22/27 | €337,585 | €306,370 | €376,379 | €340,499 | €504,448 | ▲ 48.1% |
| Land and buildings22 | €325,448 | €302,295 | €362,788 | €330,725 | €364,723 | ▲ 10.3% |
| Plant, machinery and equipment23 | €1,539 | €1,074 | €12,512 | €9,267 | €6,343 | ▼ 31.5% |
| Furniture and vehicles24 | €10,598 | €3,001 | €1,080 | €507 | €0 | ▼ 100% |
| Assets under construction and advance payments27 | - | - | - | - | €133,382 | - |
| Current assets29/58 | €84,466 | €116,454 | €84,958 | €122,164 | €255,048 | ▲ 109% |
| Amounts receivable within one year40/41 | €2 | €412 | €20,795 | €16,940 | €195,272 | ▲ 1,053% |
| Trade receivables40 | €0 | €391 | €20,795 | €16,940 | €195,272 | ▲ 1,053% |
| Other amounts receivable41 | €2 | €20 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €82,087 | €113,590 | €62,849 | €104,011 | €57,473 | ▼ 44.7% |
| Deferred charges and accrued income490/1 | €2,377 | €2,453 | €1,315 | €1,214 | €2,303 | ▲ 89.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €422,051 | €422,825 | €461,338 | €462,663 | €759,496 | ▲ 64.2% |
| Equity10/15 | €184,491 | €222,086 | €275,288 | €308,870 | €343,989 | ▲ 11.4% |
| Contributions10/11 | €110,000 | €110,000 | €110,000 | €110,000 | €110,000 | = |
| Reserves13 | €74,418 | €112,008 | €165,208 | €198,708 | €233,818 | ▲ 17.7% |
| Non-distributable reserves130/1 | €3,600 | €3,600 | €0 | - | - | - |
| Reserves not available under the articles1311 | €3,600 | €3,600 | €0 | - | - | - |
| Distributable reserves133 | €70,818 | €108,408 | €165,208 | €198,708 | €233,818 | ▲ 17.7% |
| Profit (loss) carried forward14 | €72 | €78 | €79 | €162 | €171 | ▲ 5.9% |
| Amounts payable17/49 | €237,560 | €200,739 | €186,050 | €153,793 | €415,507 | ▲ 170% |
| Amounts payable after more than one year17 | €103,560 | €79,065 | €95,159 | €68,235 | €154,531 | ▲ 126% |
| Financial debts170/4 | €103,560 | €79,065 | €95,159 | €68,235 | €154,531 | ▲ 126% |
| Amounts payable within one year42/48 | €131,589 | €119,393 | €88,878 | €82,678 | €258,395 | ▲ 213% |
| Current portion of amounts payable after more than one year42 | €27,188 | €24,494 | €28,728 | €26,925 | €27,707 | ▲ 2.9% |
| Financial debts43 | - | - | - | - | €5,048 | - |
| Credit institutions430/8 | - | - | - | - | €5,048 | - |
| Trade debts44 | €2,714 | €11,817 | €5,653 | €4,466 | €171,566 | ▲ 3,742% |
| Suppliers440/4 | €2,714 | €11,817 | €5,653 | €4,466 | €171,566 | ▲ 3,742% |
| Taxes, remuneration and social security45 | €16,727 | €12,590 | €16,976 | €17,624 | €14,826 | ▼ 15.9% |
| Taxes450/3 | €16,727 | €12,590 | €16,976 | €17,624 | €14,826 | ▼ 15.9% |
| Other amounts payable47/48 | €84,960 | €70,492 | €37,521 | €33,664 | €39,248 | ▲ 16.6% |
| Accrued charges and deferred income492/3 | €2,412 | €2,280 | €2,013 | €2,880 | €2,581 | ▼ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,523 | €37,595 | €53,202 | €52,282 | €35,119 | ▼ 32.8% |
| + Depreciation and write-downs630 | €33,092 | €32,808 | €32,989 | €35,881 | €44,065 | ▲ 22.8% |
| Operating cash flow (approximation) | €58,616 | €70,404 | €86,191 | €88,163 | €79,184 | ▼ 10.2% |
| Investment in fixed assets (approximation) | - | -€1,594 | -€102,999 | €0 | -€208,014 | - |
| Change in cash | - | €31,503 | -€50,741 | €41,162 | -€46,538 | ▼ 213% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Other statement
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €53,202 ▲41.5%
Operating result €87,198, net result €53,202, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €222,086 ▲20.4%
5 profitable years in a row build equity to €222,086.
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
20-01
State Gazette act
General meeting · Board meeting
Merger · Net-asset statement
2020
31-12
Financial
Equity above €150,000Eq €158,967 ▲13.1%
3 profitable years in a row build equity to €158,967.
21-10
State Gazette act
Board meeting · Merger
Capital · Corporate purpose
Show earlier events
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-12
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Ground area
187 m²
Building footprint
107 m²
Volume, LiDAR
786 m³
Parcel 34022E0360/00L008, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gaudere
since 20102.186.917.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0360/00L008 | Flanders | 187 m² | 1 · 107 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,076 EUR awarded · 2,076 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,076 EUR | 2,076 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824841775
Also
9925:BE0824841775
Registered
31-08-2023
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.