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TECH - CONSULT

Active
Private limited companyfounded 200323 yrs activeKouterstraat 56, 8650 Houthulst, BelgiumKBO/BCE: BE 0479.990.543

TECH - CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €344k and a net result of €26k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 7962 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
13 d late
2024
29 d late
2023
30 d late
2022
25 d late
2021
12 d early
2020
16 d late
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€344k▲ 8.0%
2024 · €319k
2018: €262k 2019: €279k 2020: €312k 2021: €382k 2022: €429k 2023: €570k 2024: €319k
2018 → 2025
Net result
€26k▲ 19.6%
2024 · €21k
2018: €4k 2019: €17k 2020: €34k 2021: €71k 2022: €47k 2023: €141k 2024: €21k
2018 → 2025
Total assets
€433k▲ 19.9%
2024 · €361k
2018: €650k 2019: €627k 2020: €641k 2021: €651k 2022: €702k 2023: €782k 2024: €361k
2018 → 2025
Solvency
79.5%▼ 8.7pp
2024 · 88.2%
2018: 40.2% 2019: 44.4% 2020: 48.6% 2021: 58.7% 2022: 61.1% 2023: 72.8% 2024: 88.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€382k-€429k▲ 12.2%€570k▲ 32.9%€319k▼ 44.1%€344k▲ 8.0%
Operating result€74k-€73k▼ 1.8%€15k▼ 79.8%€8k▼ 46.0%€36k▲ 346%
Net result€71k-€47k▼ 33.9%€141k▲ 201%€21k▼ 84.9%€26k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €74k€74kNet result 2021: €71k€71kOperating result 2022: €73k€73kNet result 2022: €47k€47kOperating result 2023: €15k€15kNet result 2023: €141k€141kOperating result 2024: €8k€8kNet result 2024: €21k€21kOperating result 2025: €36k€36kNet result 2025: €26k€26k20212022202320242025
The operating result recovers in 2025; 2025 is 346% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets €132k▲ 459%
Current assets €301k▼ 10.8%
Equity and liabilities €433k
Equity €344k▲ 8.0%
Debt €89k▲ 109%
The debt ratio rises from 11.8% to 20.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
79.5%
2024 · 88.2%
ROE
7.4%
2024 · 6.7%
ROA
5.9%
2024 · 5.9%
Debt
€89k
2024 · €42k
Debt ≤ 1 year
€89k
2024 · €42k
Income taxes
€10k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€361k€433k
Fixed assets21/28€24k€132k
Tangible fixed assets22/27€24k€132k
Land and buildings22€24k€129k
Plant, machinery and equipment23-€3k
Current assets29/58€337k€301k
Amounts receivable within one year40/41€139k€48k
Trade receivables40€74k€39k
Other amounts receivable41€65k€9k
Cash at bank and in hand54/58€198k€252k
Deferred charges and accrued income490/1€458€1k
Equity and liabilities
Total equity and liabilities10/49€361k€433k
Equity10/15€319k€344k
Contributions10/11€6k€6k=
Reserves13€312k€338k
Distributable reserves133€312k€338k
Profit (loss) carried forward14-€0
Amounts payable17/49€42k€89k
Amounts payable within one year42/48€42k€89k
Trade debts44€8k€53k
Suppliers440/4€8k€53k
Taxes, remuneration and social security45€16k€13k
Taxes450/3€9k€7k
Remuneration and social security454/9€7k€7k=
Other amounts payable47/48€19k€22k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71€5k
Other operating charges640/8-€730
Gross operating margin9900€8k€42k
Operating profit (loss)9901€8k€36k
Financial income75/76B€22k€527
Recurring financial income75€22k€527
Financial charges65/66B€325€257
Recurring financial charges65€325€257
Profit (loss) for the period before taxes9903€30k€36k
Income taxes67/77€9k€10k
Profit (loss) for the period9904€21k€26k
Profit (loss) for the period to be appropriated9905€21k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€26k
Transfer from equity791/2€273k€0
Transfer to equity691/2€21k€26k
To other reserves6921€21k€26k
Profit to be distributed694/7€273k€0
Return on contributions (dividend)694€273k€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Liquidity doublescurrent ratio 7.95
Current ratio from 3.83 to 7.95; short-term debt falls from €204k to €42k.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Highest result since 2018net €141k ▲201%
Net result €141k, the highest in the series.
31-12
Financial Liquidity times 12current ratio 3.83
Current ratio from 0.31 to 3.83; short-term debt falls from €266k to €204k.
31-12
Financial Equity above €500kEq €570k ▲32.9%
6 profitable years in a row build equity to €570k.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kouterstraat 568650 Houthulst
Ground area
2,729 m²
Building footprint
624 m²
Volume, LiDAR
2,634 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECH - CONSULT
Spinnekensstraat 5, 8800 RoeselareFinancial service activities, except insurance and pension funding
since 20092.177.428.482
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32015A0847/00T003 Flanders 1,620 m² 1 · 384 m² 8.4 m · 1 fl.
36505C0178/00H000 Flanders 1,109 m² 1 · 240 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,719 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-04-2003
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74142
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.