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Top Choice Technology

Active
Private limited companyfounded 201511 yrs activeSchaapsweide 14, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0627.820.523
Summary

Top Choice Technology has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402,298 and a net result of €156,811. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 70% of 13501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Top Choice TechnologyActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€604,301total assets 2025
Equity
€402,298
Profit
€156,811
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 35 d early1 of 4 deeds read
Why 95+ Figures for FY 2025 (filed 26-06-2026)+ Size: total assets €604,301+ Founded in 2015+ Liquidity: current ratio 2.95, cash €78,021Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 92-8
equity 66.6% of total assets
Liquidity 51-31
short-term debt 33.4% · cash 12.9%
Profitability 100=
return on assets 25.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +14.0% vs 03-2025 05-2025: 0.1%▲ +3.5% vs 04-2025 06-2025: 0.1%▲ +1.7% vs 05-2025 07-2025: 0.1%▲ +20.0% vs 06-2025 08-2025: 0.1%▲ +106% vs 07-2025highest value 09-2025: < 0.1%▼ -67.6% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -2.1% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.3% vs 03-2026 05-2026: < 0.1%▼ -2.0% vs 04-2026 06-2026: < 0.1%▲ +2.1% vs 05-2026 07-2026: < 0.1%▲ +2.0% vs 06-2026 08-2026: 0.1%▲ +88.0% vs 07-2026 09-2026: 0.1%▲ +19.1% vs 08-2026 10-2026: 0.1%▼ -41.1% vs 09-2026
  • Figures for FY 2025 (filed 26-06-2026) lowers the probability
  • Size: total assets €604,301 lowers the probability for this profile
  • Founded in 2015 lowers the probability for this profile
  • Liquidity: current ratio 2.95, cash €78,021 lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.95 against 54.66 in 2024; short-term debt: 33.4% and cash: 12.9% of total assets), and 33.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 72%, liquidity 56%, profitability 95%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Figures for FY 2025 (filed 26-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €604,301
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 2.95, cash €78,021
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
29 d late
2023
23 d late
2022
32 d early
2021
8 d late
2020
33 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Heirweg 6 3798 'S GravenvoerenRegistered-office move
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €5,573 · 13,509 companies €156,811 View
  • Positive: 8 profitable years in a rowprofit 2025: €156,811 8 years View
  • Caution: Result fell in 2025from €244,405 to €156,811 ▼ 35.8% View

By topic

Financials

Fiscal year
2025
Total assets
€604,301
Profit
€156,811
Solvency
66.6%
Total assets▲ 23.4%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 03-09-2026Heirweg 6 3798 'S Gravenvoeren
  2. 26-06-2026Annual accounts filed
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
01-04-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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