VANDERFAEILLIE CONSTRUCT
ActiveVANDERFAEILLIE CONSTRUCT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €50k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 11112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.09 in 2024), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
14.3%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
7 d early
2023
5 d early
2022
7 d early
2021
25 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close10-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€235k▲ 26.8%
2024 · €186k
2019: €34k
2020: €49k
2021: €84k
2022: €113k
2023: €145k
2024: €186k
2019 → 2025
Total assets
€348k▼ 1.9%
2024 · €355k
2019: €145k
2020: €383k
2021: €207k
2022: €314k
2023: €372k
2024: €355k
2019 → 2025
Net result
€50k▲ 22.8%
2024 · €41k
2019: €9k
2020: €16k
2021: €35k
2022: €30k
2023: €32k
2024: €41k
2019 → 2025
Working capital
€235k▲ 27.1%
2024 · €185k
2019: €27k
2020: €43k
2021: €78k
2022: €111k
2023: €147k
2024: €185k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€113k▲ 35.3%€145k▲ 27.8%€186k▲ 28.0%€235k▲ 26.8%
Operating result€45k-€42k▼ 7.5%€44k▲ 6.7%€58k▲ 30.7%€71k▲ 21.9%
Net result€35k-€30k▼ 14.5%€32k▲ 6.5%€41k▲ 28.7%€50k▲ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €348k
Fixed assets
€886▼ 37.0%
Current assets
€347k▼ 1.8%
Equity and liabilities €348k
Equity
€235k▲ 26.8%
Debt
€113k▼ 33.4%
The debt ratio falls from 47.7% to 32.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▲
2024 · €58k
Cash flow
€50k▲
2024 · €41k
Solvency
67.6%▲
2024 · 52.3%
Current ratio
3.08▲
2024 · 2.09
Quick ratio
2.52▲
2024 · 1.81
Debt / equity
0.48▼
2024 · 0.91
ROE
21.2%▼
2024 · 21.9%
ROA
14.3%▲
2024 · 11.4%
Interest coverage
50.86▲
2024 · 41.45
Debt
€113k▼
2024 · €170k
Debt ≤ 1 year
€113k▼
2024 · €169k
Income taxes
€19k▲
2024 · €16k
Staff costs
€108k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€348k▼
Fixed assets21/28€1k€886▼
Tangible fixed assets22/27€1k€886▼
Furniture and vehicles24€1k€886▼
Current assets29/58€354k€347k▼
Stocks and contracts in progress3€47k€63k▲
Contracts in progress37€47k€63k▲
Amounts receivable within one year40/41€237k€257k▲
Trade receivables40€198k€226k▲
Other amounts receivable41€39k€31k▼
Cash at bank and in hand54/58€65k€23k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€355k€348k▼
Equity10/15€186k€235k▲
Contributions10/11€19k€19k=
Reserves13€167k€217k▲
Distributable reserves133€167k€217k▲
Amounts payable17/49€170k€113k▼
Amounts payable within one year42/48€169k€113k▼
Trade debts44€139k€76k▼
Suppliers440/4€139k€76k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€22k€23k▲
Accrued charges and deferred income492/3€522€222▼
Income statement
Code20242025
Remuneration, social security and pensions62€121k€108k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€520€520=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€181k€180k▼
Operating profit (loss)9901€58k€71k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€56k€69k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€41k€50k▲
Profit (loss) for the period to be appropriated9905€41k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€50k▲
Transfer to equity691/2€41k€50k▲
To other reserves6921€41k€50k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €50k ▲22.8%
Operating result €71k, net result €50k, both a record.
31-03
Financial
Equity above €200kEq €235k ▲26.8%
7 profitable years in a row build equity to €235k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €186k ▲28%
6 profitable years in a row build equity to €186k.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €100kEq €113k ▲35.3%
4 profitable years in a row build equity to €113k.
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2016
Ground area
1,099 m²
Building footprint
1,301 m²
Volume, LiDAR
7,191 m³
Parcel 32021E0267/00G003, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANDERFAEILLIE CONSTRUCT
since 20162.252.993.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32021E0267/00G003 | Flanders | 1,099 m² | 1 · 1,301 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STEPS MEUBLES
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Of 19,944 companies in sector 43320 we hold annual accounts for 9,076. 7,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2016
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
46190Agents in non-specialised wholesale trade
46150Agents in the wholesale of furniture, household goods and hardware
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.