B-up
ActiveB-up has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €148k. Equity is growing by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 3.5 in 2024), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
29.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
54 d early
2022
32 d early
2021
31 d early
2020
25 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€330k=
2024 · €330k
2018: €19k
2019: €54k
2020: €79k
2021: €65k
2022: €106k
2023: €210k
2024: €330k
2018 → 2025
Total assets
€507k▲ 11.1%
2024 · €457k
2018: €82k
2019: €105k
2020: €116k
2021: €129k
2022: €231k
2023: €284k
2024: €457k
2018 → 2025
Net result
€148k▼ 22.5%
2024 · €191k
2018: €1k
2019: €35k
2020: €25k
2021: €16k
2022: €86k
2023: €149k
2024: €191k
2018 → 2025
Working capital
€307k▼ 2.7%
2024 · €316k
2018: €-17k
2019: €7k
2020: €36k
2021: €34k
2022: €97k
2023: €204k
2024: €316k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€106k▲ 63.8%€210k▲ 97.8%€330k▲ 57.5%€330k=
Operating result€22k-€123k▲ 447%€205k▲ 66.8%€254k▲ 24.3%€188k▼ 26.3%
Net result€16k-€86k▲ 449%€149k▲ 72.3%€191k▲ 28.6%€148k▼ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€23k▲ 56.4%
Current assets
€484k▲ 9.6%
Equity and liabilities €507k
Equity
€330k=
Debt
€177k▲ 40.4%
The debt ratio rises from 27.6% to 34.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€192k▼
2024 · €258k
Cash flow
€153k▼
2024 · €195k
Solvency
65.1%▼
2024 · 72.4%
Current ratio
2.74▼
2024 · 3.50
Quick ratio
2.74▼
2024 · 3.50
Debt / equity
0.54▲
2024 · 0.38
ROE
44.8%▼
2024 · 57.9%
ROA
29.2%▼
2024 · 41.9%
Interest coverage
131.67▼
2024 · 1558.69
Debt
€177k▲
2024 · €126k
Debt ≤ 1 year
€177k▲
2024 · €126k
Income taxes
€49k▼
2024 · €75k
Staff costs
€36k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€457k€507k▲
Fixed assets21/28€15k€23k▲
Tangible fixed assets22/27€15k€23k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€1k
Other tangible fixed assets26€13k€21k▲
Financial fixed assets28€50€50=
Current assets29/58€442k€484k▲
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€13k€9k▼
Other amounts receivable41€1€1=
Current investments50/53€200k€299k▲
Cash at bank and in hand54/58€227k€172k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€457k€507k▲
Equity10/15€330k€330k=
Contributions10/11€19k€19k=
Reserves13€271k€271k=
Distributable reserves133€271k€271k=
Profit (loss) carried forward14€41k€41k=
Amounts payable17/49€126k€177k▲
Amounts payable within one year42/48€126k€177k▲
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€41k€25k▼
Taxes450/3€35k€20k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€71k€148k▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€35k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€294k€230k▼
Operating profit (loss)9901€254k€188k▼
Financial income75/76B€12k€11k▼
Recurring financial income75€12k€11k▼
Financial charges65/66B€165€1k▲
Recurring financial charges65€165€1k▲
Non-recurring financial charges66B€0€31▲
Profit (loss) for the period before taxes9903€266k€197k▼
Income taxes67/77€75k€49k▼
Profit (loss) for the period9904€191k€148k▼
Profit (loss) for the period to be appropriated9905€191k€148k▼
Appropriation of the result
Profit (loss) to be appropriated9906€232k€189k▼
Profit (loss) brought forward from the previous period14P€41k€41k=
Transfer to equity691/2€121k-
To other reserves6921€121k-
Profit to be distributed694/7€71k€148k▲
Return on contributions (dividend)694€71k€148k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €191k ▲28.6%
Operating result €254k, net result €191k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.81
Current ratio from 1.78 to 3.81; short-term debt falls from €125k to €73k.
31-12
Financial
Equity above €200kEq €210k ▲97.8%
6 profitable years in a row build equity to €210k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €106k ▲63.8%
5 profitable years in a row build equity to €106k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.29 to 2.58; short-term debt falls from €25k to €23k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.29
Current ratio from 0.37 to 1.29; short-term debt falls from €27k to €25k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du cours d'Eau 851428 Braine-l'AlleudGround area
8,832 m²
Building footprint
242 m²
Volume, LiDAR
1,745 m³
Parcel 25054D0113/00A000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-Up
since 20152.248.153.954
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0113/00A000 | Wallonia | 8,832 m² | 1 · 242 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500557S0X98584964
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2015
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:b.up.sprl@gmail.com