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TOM TOTAALBOUW

Active
Private limited companyfounded 2025active for 1 yearHildering 31, 2290 Vorselaar, BelgiumKBO/BCE: BE 1020.073.873
Summary

TOM TOTAALBOUW has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €56,274 and a net result of €53,274. Its solvency ranks better than 64% of 865 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-02-2025 Normal situation
Activity
Bricklaying and masonry work NACE 43910and 1 other
Establishment unit
2.370.632.290 2290 Vorselaar, since 17-02-2025
Financial year end
31 March
Peppol
Reachable since 30-04-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 31-03-2026
Gross margin
€77,008
Turnover
≈ €390,000
estimated
Profit
€53,274
Equity
€56,274
Total assets
€88,092
Filed on 23-10-2026, 8 days before the deadline
Score breakdownraises riskFounded in 2025Size: total assets €88,092lowers riskLiquidity: current ratio 2.05, cash €36,454Equity €56,274 (63.9% of total assets)Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 89
equity 63.9% of total assets
Liquidity 84
short-term debt 36.1% · cash 41.4%
Profitability 100
return on assets 60.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9% 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 2.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%▲ +0.3 percentage points vs 05-2026 07-2026: 2.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.3 percentage points vs 07-2026 09-2026: 3.0%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.4%▼ -2.6 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.05, above the usual 1.5. Short-term debt is 36.1% and cash 41.4% of total assets. 36.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 70% of them on solvency, 81% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.05, cash €36,454
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €88,092
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €56,274 (63.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-10-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
8 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Positive: Higher net result than 84% of companies in specialised constructionsector median €12,274 · 865 companies €53,274 View

Comparable companies

These companies have the same main activity as TOM TOTAALBOUW: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €70,000 and €108,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
TOM TOTAALBOUW Vorselaar€88,092€77,008
LB Project Turnhout€102,245€79,447
HOME CONCEPTS CONSTRUCTION Clavier€95,178€81,162
Vanhyfte Simon Zelzate€103,432€78,104
Mastique Ranst€69,956€69,978
CHRIS CONCEPT DW Pecq€92,903€77,019
HERVAL CONSTRUCT Asse€107,986€105,133
Full comparison

Key facts about TOM TOTAALBOUW

What is the company number of TOM TOTAALBOUW?
The company number of TOM TOTAALBOUW is 1020.073.873. The VAT number is the same number with BE in front: BE 1020.073.873.
Where is TOM TOTAALBOUW based?
The registered office is at Hildering 31, 2290 Vorselaar.Company details
What does TOM TOTAALBOUW do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of TOM TOTAALBOUW?
The legal form of TOM TOTAALBOUW is Private limited company (BV).
When was TOM TOTAALBOUW founded?
TOM TOTAALBOUW was founded on 17-02-2025.
Is TOM TOTAALBOUW still active?
Yes, TOM TOTAALBOUW is an active enterprise in the KBO register.
What is the turnover of TOM TOTAALBOUW?
The turnover in financial year 2026 is ≈ €390,000. This figure is estimated from the gross margin of €77,008 and 79 comparable companies (NACE 439). It probably lies between €290,000 and €690,000.Financials
Is TOM TOTAALBOUW profitable?
In financial year 2026, TOM TOTAALBOUW made a profit of €53,274.
Where can I find the annual accounts of TOM TOTAALBOUW?
TOM TOTAALBOUW filed 1 annual account with the National Bank of Belgium, for financial year 2026.

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