Financials
- Financial year
- 2025
- Total assets
- €95,178
- Profit
- €53,160
- Solvency
- 61.1%
HOME CONCEPTS CONSTRUCTION
ActiveSummary
HOME CONCEPTS CONSTRUCTION has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,160 and a net result of €53,160. Its solvency ranks better than 66% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Bricklaying and masonry work
NACE 43910General construction of residential buildings NACE 41001
1 site
Size
€95,178total assets 2025
- Equity
- €58,160
- Profit
- €53,160
Turnover not published (micro format)
Structure
Accounts filed 27 days late
Why 70raises riskFounded in 2025Size: total assets €95,178lowers riskLiquidity: current ratio 3.42, cash €17,059Equity €58,160 (61.1% of total assets)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 75% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
86
equity 61.1% of total assets
Liquidity
67
short-term debt 18.1% · cash 17.9%
Profitability
100
return on assets 55.9%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.9%
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 2.3%▲ +0.4 percentage points vs 06-2026
08-2026: 2.4%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.8%▼ -1.6 percentage points vs 08-2026lowest value
10-2026: 0.9%▲ +0.1 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.42, above the usual 1.5; short-term debt: 18.1% and cash: 17.9% of total assets), and 38.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 67% on solvency, 66% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: PAUL Jean-Philippe Olivier Aline…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Bricklaying and masonry workNACE 43910
- Founded
- 02-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Annual meeting
- First Friday of June at 18:00
- Purpose
- “L’achat,la vente,l’échange,la construction,la reconstruction,la démolition,la…” (deed in French)
- Statutory auditor
- No statutory auditor
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