CHRIS CONCEPT DW
ActiveThe computed 12-month bankruptcy probability of CHRIS CONCEPT DW is 1.9% (moderate). The 2025 annual accounts show equity of €21k and a net result of €12k. Its solvency ranks better than 24% of 27619 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability85
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09; short-term debt: 53% and cash: 30.8% of total assets), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
12.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27619 sector peers (2025).
NBB · sector comparisonPosition among 27619 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€93k
Net result
€12k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €93k
Fixed assets
€39k
Current assets
€54k
Equity and liabilities €93k
Equity
€21k
Debt
€72k
Debt finances 77.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€18k
Solvency
22.7%
Current ratio
1.09
Quick ratio
1.09
Debt / equity
3.41
ROE
56.5%
ROA
12.8%
Interest coverage
32.34
Debt
€72k
Debt ≤ 1 year
€49k
Debt > 1 year
€23k
Income taxes
€4k
Staff costs
€54k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€93k
Fixed assets21/28€39k
Tangible fixed assets22/27€39k
Plant, machinery and equipment23€32k
Furniture and vehicles24€7k
Current assets29/58€54k
Amounts receivable within one year40/41€23k
Trade receivables40€9k
Other amounts receivable41€14k
Cash at bank and in hand54/58€29k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€93k
Equity10/15€21k
Contributions10/11€10k
Reserves13€6k
Distributable reserves133€6k
Profit (loss) carried forward14€5k
Amounts payable17/49€72k
Amounts payable after more than one year17€23k
Financial debts170/4€23k
Amounts payable within one year42/48€49k
Current portion of amounts payable after more than one year42€6k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€20k
Taxes450/3€7k
Remuneration and social security454/9€13k
Other amounts payable47/48€5k
Income statement
Code2025
Remuneration, social security and pensions62€54k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€897
Gross operating margin9900€77k
Operating profit (loss)9901€16k
Financial income75/76B€42
Recurring financial income75€42
Financial charges65/66B€695
Recurring financial charges65€695
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€12k
Profit (loss) for the period to be appropriated9905€12k
Appropriation of the result
Profit (loss) to be appropriated9906€12k
Transfer to equity691/2€6k
To other reserves6921€6k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rivage(WAR) 637740 PecqGround area
457 m²
Building footprint
50 m²
Volume, LiDAR
392 m³
Parcel 57086B0152/00F003, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHRIS CONCEPT DW
since 20252.378.556.992
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57086B0152/00F003 | Wallonia | 457 m² | 1 · 50 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0543.518.120
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BE 0799.390.559
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ADIL LE CARRELEUR
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VIKMAX
BE 0775.700.288
Merchtem · Eq €21k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2025
Fiscal year end31-12
Abbreviation FR
CHRIS CONCEPT
Activities, NACEBEL
43331Floor and wall tiling
43910Bricklaying and masonry work
41001General construction of residential buildings
43120Site preparation
43240Other construction installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:infos.chrisconcept@gmail.com