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Tom De Coster

Active
Private limited companyfounded 20241 yr activeGroenstraat 175, 9300 Aalst, BelgiumKBO/BCE: BE 1016.779.437
Summary

Tom De Coster has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€60,295) and a net result of -€64,295. Its solvency ranks better than 10% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency9
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05; short-term debt: 44.3% and cash: 0.4% of total assets), and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-16%
Return on assets
-17.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
46 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Tom De Coster was incorporated on 29 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€60,295
Total assets
€376,481
Net result
-€64,295
Working capital
-€158,511

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €376,481
Fixed assets €368,278
Current assets €8,204
Key figures and ratios
2025 value
EBITDA
-€46,121
Cash flow
-€50,148
Solvency
-16.0%
Current ratio
0.05
Debt to equity
-7.24
ROA
-17.1%
Interest coverage
-12.08
Debt
€436,776
Debt ≤ 1 year
€166,714
Debt > 1 year
€270,062
Income taxes
€210

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€376,481
Fixed assets21/28€368,278
Tangible fixed assets22/27€368,278
Land and buildings22€315,000
Plant, machinery and equipment23€5,959
Furniture and vehicles24€47,319
Current assets29/58€8,204
Amounts receivable within one year40/41€6,722
Trade receivables40€5,715
Other amounts receivable41€1,007
Cash at bank and in hand54/58€1,482
Equity and liabilities
Total equity and liabilities10/49€376,481
Equity10/15-€60,295
Contributions10/11€4,000
Profit (loss) carried forward14-€64,295
Amounts payable17/49€436,776
Amounts payable after more than one year17€270,062
Financial debts170/4€270,062
Amounts payable within one year42/48€166,714
Current portion of amounts payable after more than one year42€22,316
Trade debts44€1,042
Suppliers440/4€1,042
Taxes, remuneration and social security45€210
Taxes450/3€210
Other amounts payable47/48€143,146
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,147
Other operating charges640/8€39,184
Gross operating margin9900-€6,936
Operating profit (loss)9901-€60,267
Financial charges65/66B€3,818
Recurring financial charges65€3,818
Profit (loss) for the period before taxes9903-€64,086
Income taxes67/77€210
Profit (loss) for the period9904-€64,295
Profit (loss) for the period to be appropriated9905-€64,295
Appropriation of the result
Profit (loss) to be appropriated9906-€64,295

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,147
Other operating charges640/8€39,184
Gross operating margin9900-€6,936
Operating profit (loss)9901-€60,267
Financial charges65/66B€3,818
Recurring financial charges65€3,818
Profit (loss) for the period before taxes9903-€64,086
Income taxes67/77€210
Profit (loss) for the period9904-€64,295
Profit (loss) for the period to be appropriated9905-€64,295
Line2025
Assets
Total assets20/58€376,481
Fixed assets21/28€368,278
Tangible fixed assets22/27€368,278
Land and buildings22€315,000
Plant, machinery and equipment23€5,959
Furniture and vehicles24€47,319
Current assets29/58€8,204
Amounts receivable within one year40/41€6,722
Trade receivables40€5,715
Other amounts receivable41€1,007
Cash at bank and in hand54/58€1,482
Equity and liabilities
Total equity and liabilities10/49€376,481
Equity10/15-€60,295
Contributions10/11€4,000
Profit (loss) carried forward14-€64,295
Amounts payable17/49€436,776
Amounts payable after more than one year17€270,062
Financial debts170/4€270,062
Amounts payable within one year42/48€166,714
Current portion of amounts payable after more than one year42€22,316
Trade debts44€1,042
Suppliers440/4€1,042
Taxes, remuneration and social security45€210
Taxes450/3€210
Other amounts payable47/48€143,146
Line2025
Profit (loss) for the period9904-€64,295
+ Depreciation and write-downs630€14,147
Operating cash flow (approximation)-€50,148

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,003 m²
Building footprint
108 m²
Parcel 41303E0392/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
Tom De Coster
Groenstraat 175, 9300 AalstIT consultancy
since 20242.367.122.474
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41303E0392/00Z000 Flanders 1,003 m² 1 · 107 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63920Other information service activities
73110Advertising agencies
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016779437
Also 9925:BE1016779437
Registered 12-02-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.