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TOITURES LECOMTE

Active
Private limited companyfounded 198937 yrs activeRue du Zoning 1, 4557 Tinlot, BelgiumKBO/BCE: BE 0438.318.353
Summary

TOITURES LECOMTE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744,366 and a net result of €33,010. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 93% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910NACE 45220
#3 oldest company in Tinlot, Construction sector1 site
Size
€854,742total assets 2025
Equity
€744,366
Profit
€33,010
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.6%
Provisional estimate
Structure
Parent
THELIMAR · 100%
Accounts 16 d early0 of 4 deeds read
Why 82- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileShow the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Provisional estimate
Better than 55% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 87.1% of total assets
Liquidity 62-31
short-term debt 12.1% · cash 10.8%
Profitability 74-6
return on assets 3.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Provisional estimate
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 6.32 against 3.76 in 2024; short-term debt: 12.1% and cash: 10.8% of total assets), and 12.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 60%, profitability 46%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model (v2).

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.1%
Return on assets
3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
37 d early
2023
14 d early
2022
on the day
2021
31 d late
2020
24 d early
2019
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Result fell in 2025from €92,811 to €33,010 ▼ 64.4% View
  • Positive: Among the best 8% on solvencysector median 44.2% · 8,593 companies 87.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €33,010 8 years View
  • Controlled by THELIMAR 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€854,742
Profit
€33,010
Solvency
87.1%
Total assets▼ 17.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 15-07-2026Annual accounts filed
  2. 24-06-2025Annual accounts filed
  3. 17-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
01-09-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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