TOITURES LECOMTE
ActiveTOITURES LECOMTE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €33k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 93% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 6.32 against 3.76 in 2024; short-term debt: 12.1% and cash: 10.8% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
37 d early
2023
14 d early
2022
on the day
2021
31 d late
2020
24 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▼ 64.4%
2024 · €93k
2018: €24k
2019: €37k
2020: €48k
2021: €131k
2022: €162k
2023: €48k
2024: €93k
2018 → 2025
Working capital
€550k▼ 5.7%
2024 · €583k
2018: €442k
2019: €437k
2020: €495k
2021: €648k
2022: €782k
2023: €656k
2024: €583k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€915k-€1.08M▲ 17.5%€922k▼ 14.3%€813k▼ 11.8%€744k▼ 8.5%
Operating result€181k-€211k▲ 16.6%€63k▼ 70.2%€119k▲ 88.6%€43k▼ 63.8%
Net result€131k-€162k▲ 24.0%€48k▼ 70.3%€93k▲ 92.6%€33k▼ 64.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €855k
Fixed assets
€201k▼ 15.1%
Current assets
€653k▼ 17.7%
Equity and liabilities €855k
Equity
€744k▼ 8.5%
Debt
€110k▼ 49.4%
The debt ratio falls from 21.1% to 12.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €154k
Cash flow
€69k▼
2024 · €129k
Solvency
87.1%▲
2024 · 78.9%
Current ratio
6.32▲
2024 · 3.76
Quick ratio
6.32▲
2024 · 3.76
Debt / equity
0.15▼
2024 · 0.27
ROE
4.4%▼
2024 · 11.4%
ROA
3.9%▼
2024 · 9.0%
Interest coverage
99.65▼
2024 · 372.65
Debt
€110k▼
2024 · €218k
Debt ≤ 1 year
€103k▼
2024 · €211k
Income taxes
€12k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€855k▼
Fixed assets21/28€237k€201k▼
Tangible fixed assets22/27€237k€201k▼
Land and buildings22€217k€184k▼
Plant, machinery and equipment23€20k€17k▼
Furniture and vehicles24€311€212▼
Financial fixed assets28€124€0▼
Current assets29/58€794k€653k▼
Amounts receivable within one year40/41€8k€55k▲
Trade receivables40€8k€39k▲
Other amounts receivable41€0€16k▲
Current investments50/53€55k€502k▲
Cash at bank and in hand54/58€729k€93k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€855k▼
Equity10/15€813k€744k▼
Contributions10/11€19k€19k=
Reserves13€787k€720k▼
Tax-exempt reserves132€357€0▼
Distributable reserves133€786k€720k▼
Profit (loss) carried forward14€0€0=
Investment grants15€8k€6k▼
Amounts payable17/49€218k€110k▼
Amounts payable within one year42/48€211k€103k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€10k€0▼
Other amounts payable47/48€200k€100k▼
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€10k€12k▲
Gross operating margin9900€164k€91k▼
Operating profit (loss)9901€119k€43k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€414€789▲
Recurring financial charges65€414€789▲
Profit (loss) for the period before taxes9903€123k€45k▼
Transfer from deferred taxes780€0-
Income taxes67/77€31k€12k▼
Profit (loss) for the period9904€93k€33k▼
Transfer from tax-exempt reserves789€0€357▲
Profit (loss) for the period to be appropriated9905€93k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€33k▼
Transfer from equity791/2€107k€67k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€200k€100k▼
Return on contributions (dividend)694€200k€100k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €162k ▲24%
Operating result €211k, net result €162k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 35.81
Current ratio from 10.60 to 35.81; short-term debt falls from €67k to €22k.
31-12
Financial
Equity above €1MEq €1.08M ▲17.5%
5 profitable years in a row build equity to €1.08M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Zoning 14557 TinlotGround area
3,919 m²
Building footprint
1,326 m²
Volume, LiDAR
8,716 m³
Parcel 61057D0019/00R003, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Zoning 1, 4557 Tinlot
since 19892.045.140.872
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61057D0019/00R003 | Wallonia | 3,919 m² | 1 · 1,326 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
David & Zoon
BE 0643.697.938
Zemst · Eq €742k
Vamo
BE 0465.066.203
Heusden-Zolder · Eq €747k
RIJCKMANS
BE 0450.808.884
Heers · Eq €748k
HERMANS EGIDE
BE 0472.743.356
Bassenge · Eq €739k
D.D.D. PROJECTS
BE 0460.251.538
Deerlijk · Eq €750k
Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 2,408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1989
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
43110Demolition
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.