Bart Reumers
ActiveBart Reumers has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €1k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 48% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency68▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.97 in 2024; short-term debt: 49.8% and cash: 32.8% of total assets), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€245k▼ 31.1%
2024 · €355k
2018: €201k
2019: €240k
2020: €288k
2021: €353k
2022: €330k
2023: €355k
2024: €355k
2018 → 2025
Total assets
€574k▼ 7.0%
2024 · €618k
2018: €301k
2019: €362k
2020: €523k
2021: €725k
2022: €743k
2023: €633k
2024: €618k
2018 → 2025
Net result
€1k▲ 879%
2024 · €143
2018: €73k
2019: €73k
2020: €48k
2021: €64k
2022: €44k
2023: €36k
2024: €143
2018 → 2025
Working capital
€105k▼ 53.6%
2024 · €227k
2018: €177k
2019: €206k
2020: €219k
2021: €209k
2022: €164k
2023: €214k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€353k-€330k▼ 6.4%€355k▲ 7.7%€355k=€245k▼ 31.1%
Operating result€81k-€61k▼ 24.8%€52k▼ 14.2%€3k▼ 94.5%€5k▲ 63.4%
Net result€64k-€44k▼ 31.9%€36k▼ 18.7%€143▼ 99.6%€1k▲ 879%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€183k▲ 17.8%
Current assets
€391k▼ 15.3%
Equity and liabilities €574k
Equity
€245k▼ 31.1%
Debt
€329k▲ 25.7%
The debt ratio rises from 42.4% to 57.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€111k▼
2024 · €114k
Cash flow
€108k▼
2024 · €111k
Solvency
42.7%▼
2024 · 57.6%
Current ratio
1.37▼
2024 · 1.97
Quick ratio
1.08▼
2024 · 1.59
Debt / equity
1.34▲
2024 · 0.74
ROE
0.6%▲
2024 · 0.0%
ROA
0.2%▲
2024 · 0.0%
Interest coverage
37.00▼
2024 · 78.56
Debt
€329k▲
2024 · €262k
Debt ≤ 1 year
€286k▲
2024 · €235k
Debt > 1 year
€44k▲
2024 · €27k
Income taxes
€664▼
2024 · €1k
Staff costs
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€618k€574k▼
Fixed assets21/28€155k€183k▲
Intangible fixed assets21€821€145▼
Tangible fixed assets22/27€155k€183k▲
Land and buildings22€19k€17k▼
Plant, machinery and equipment23€16k€41k▲
Furniture and vehicles24€50k€57k▲
Leasing and similar rights25€69k€68k▼
Current assets29/58€462k€391k▼
Stocks and contracts in progress3€90k€83k▼
Stocks30/36€90k€83k▼
Amounts receivable within one year40/41€262k€104k▼
Trade receivables40€153k€21k▼
Other amounts receivable41€109k€83k▼
Cash at bank and in hand54/58€96k€189k▲
Deferred charges and accrued income490/1€14k€16k▲
Equity and liabilities
Total equity and liabilities10/49€618k€574k▼
Equity10/15€355k€245k▼
Contributions10/11€19k€19k=
Reserves13€337k€226k▼
Distributable reserves133€337k€226k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€262k€329k▲
Amounts payable after more than one year17€27k€44k▲
Financial debts170/4€27k€44k▲
Amounts payable within one year42/48€235k€286k▲
Current portion of amounts payable after more than one year42€52k€57k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€95k€39k▼
Suppliers440/4€95k€39k▼
Taxes, remuneration and social security45€2k€721▼
Taxes450/3€1k€721▼
Remuneration and social security454/9€786€0▼
Other amounts payable47/48€86k€184k▲
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€13k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€107k▼
Other operating charges640/8€2k€927▼
Gross operating margin9900€128k€124k▼
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€83€402▲
Recurring financial income75€83€402▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77€1k€664▼
Profit (loss) for the period9904€143€1k▲
Profit (loss) for the period to be appropriated9905€143€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€143€1k▲
Transfer from equity791/2€0€112k▲
Transfer to equity691/2€143€1k▲
To other reserves6921€143€1k▲
Profit to be distributed694/7€0€112k▲
Return on contributions (dividend)694€0€112k▲
Social balance
Average headcount (FTE)90878.00.0▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €143 ▼99.6%
Net result drops to €143, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 42 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtslaan 10113990 PeerGround area
2,656 m²
Building footprint
765 m²
Volume, LiDAR
3,505 m³
Parcel 72030B0755/00A002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bart Reumers
since 20092.176.093.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030B0755/00A002 | Flanders | 2,656 m² | 1 · 765 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
8 categoriesBart Reumers BV32777
Similar companies · same sector, comparable size
Duo D Concept
BE 0690.851.024
Hooglede · Eq €245k
GAWEX
BE 0817.135.027
Antwerpen · Eq €245k
ITALY MEUBLES
BE 0685.543.738
Charleroi · Eq €245k
CHASSIS COPPENS
BE 0701.645.045
Sprimont · Eq €245k
ALUTO
BE 0829.135.412
Geel · Eq €246k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2009
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43410Roofing work
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.