Toitures Eric VAN LEENDERT
ActiveThe computed 12-month bankruptcy probability of Toitures Eric VAN LEENDERT is 2.5% (moderate). The 2025 annual accounts show equity of €34k and a net result of €34k. Equity is growing by ~58.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 27450 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+42
Solvency42▲+17
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.81 in 2024; short-term debt: 52.2% and cash: 34.7% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
16.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
92 d early
2024
31 d late
2023
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 9,524%
2024 · €357
2023: €16k
2024: €357
2023 → 2025
Total assets
€207k▼ 9.9%
2024 · €230k
2023: €161k
2024: €230k
2023 → 2025
Net result
€34k
2024 · €-15k
2023: €11k
2024: €-15k
2023 → 2025
Working capital
€2k
2024 · €-28k
2023: €-29k
2024: €-28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€357▼ 97.7%€34k▲ 9,524%
Operating result€20k-€-7k€46k
Net result€11k-€-15k€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€97k▼ 10.2%
Current assets
€110k▼ 9.6%
Equity and liabilities €207k
Equity
€34k▲ 9,524%
Debt
€173k▼ 24.8%
The debt ratio falls from 99.8% to 83.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €40k
Cash flow
€80k▲
2024 · €31k
Solvency
16.6%▲
2024 · 0.2%
Current ratio
1.02▲
2024 · 0.81
Quick ratio
0.91▲
2024 · 0.75
Debt / equity
5.02
ROE
99.0%
ROA
16.4%▲
2024 · -6.7%
Interest coverage
10.69▲
2024 · 4.42
Debt
€173k▼
2024 · €229k
Debt ≤ 1 year
€108k▼
2024 · €150k
Debt > 1 year
€65k▼
2024 · €80k
Income taxes
€4k▲
2024 · €0
Staff costs
€124k▲
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€207k▼
Fixed assets21/28€108k€97k▼
Intangible fixed assets21€19k€17k▼
Tangible fixed assets22/27€89k€80k▼
Plant, machinery and equipment23€30k€18k▼
Furniture and vehicles24€24k€16k▼
Other tangible fixed assets26€34k€45k▲
Financial fixed assets28€375€375=
Current assets29/58€122k€110k▼
Stocks and contracts in progress3€9k€11k▲
Stocks30/36€9k€11k▲
Amounts receivable within one year40/41€48k€23k▼
Trade receivables40€34k€15k▼
Other amounts receivable41€14k€8k▼
Cash at bank and in hand54/58€61k€72k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€230k€207k▼
Equity10/15€357€34k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-5k€29k▲
Amounts payable17/49€229k€173k▼
Amounts payable after more than one year17€80k€65k▼
Financial debts170/4€80k€65k▼
Amounts payable within one year42/48€150k€108k▼
Current portion of amounts payable after more than one year42€34k€25k▼
Trade debts44€46k€13k▼
Suppliers440/4€46k€13k▼
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€57k€54k▼
Income statement
Code20242025
Remuneration, social security and pensions62€96k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€46k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€137k€219k▲
Operating profit (loss)9901€-7k€46k▲
Financial income75/76B€443€182▼
Recurring financial income75€443€182▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€-15k€38k▲
Income taxes67/77€0€4k▲
Profit (loss) for the period9904€-15k€34k▲
Profit (loss) for the period to be appropriated9905€-15k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€29k▲
Profit (loss) brought forward from the previous period14P€11k€-5k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼243%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bambusch(MTZ) 614850 PlombièresGround area
997 m²
Building footprint
179 m²
Volume, LiDAR
1,344 m³
Parcel 63054B0215/00N000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Toitures Eric VAN LEENDERT
since 20222.334.005.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63054B0215/00N000 | Wallonia | 997 m² | 1 · 179 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,558 companies in sector 43410 we hold annual accounts for 4,350. 3,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43320Joinery installation
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.