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ZINC DE TOIT

Active
Private limited companyfounded 2021active for 4 yearsHaute-Chaineux 28, 4650 Herve, BelgiumKBO/BCE: BE 0778.888.026
Summary

ZINC DE TOIT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,082 and a net result of -€20,749. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 15% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
ZINC DE TOITActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€246,090total assets 2025
Equity
€28,082
Loss
-€20,749
Turnover not published (micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts 31 days early1 of 2 deeds summarised
Why 64raises riskEquity €28,082 (11.4% of total assets)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.86, cash €78,210Size: total assets €246,090Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 22% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 36-11
equity 11.4% of total assets
Liquidity 53-3
short-term debt 68.1% · cash 31.8%
Profitability 19-65
return on assets -8.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 2.8% 12-2024: 2.8%● unchanged vs 11-2024 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 3.5%▲ +0.7 percentage points vs 03-2025 05-2025: 4.3%▲ +0.8 percentage points vs 04-2025 06-2025: 4.3%● unchanged vs 05-2025 07-2025: 4.4%▲ +0.1 percentage points vs 06-2025 08-2025: 5.2%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 1.3%▼ -3.9 percentage points vs 08-2025 10-2025: 0.8%▼ -0.5 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025lowest value 02-2026: 0.8%● unchanged vs 01-2026lowest value 03-2026: 0.8%● unchanged vs 02-2026lowest value 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.4%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.3 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.86, compared with 1.08 in 2024, below 1; short-term debt: 68.1% and cash: 31.8% of total assets), and 88.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 15% on solvency, 49% on liquidity, 14% on profitability and 10% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.86, cash €78,210
NBB · annual accounts
raises risk · Equity €28,082 (11.4% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €246,090
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 34728 sector peers (2025).
NBB · sector comparison
Position among 34728 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
31 days early
2024
13 days late
2023
2 days early
2022
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 13 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€20,749
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 7% on net resultsector median €10,238 · 34,715 companies -€20,749 View
  • Total assets 20254 financial years filed €246,090 View
  • Active since 2021founded 21-12-2021 4 years View

By topic

Financials

Financial year
2025
Total assets
€246,090
Loss
-€20,749
Solvency
11.4%
Total assets▲ 10.0%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2022 to 2025
  2. 29-07-2024Annual accounts filed
  3. 26-09-2023Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
21-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ZINC DE TOIT

What is the company number of ZINC DE TOIT?
0778.888.026. In Belgium the VAT number is the company number with BE in front: BE 0778.888.026.
Where is ZINC DE TOIT based?
The registered office is at Haute-Chaineux 28, 4650 Herve.Company details
What does ZINC DE TOIT do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of ZINC DE TOIT?
Private limited company (BV).
When was ZINC DE TOIT founded?
On 21-12-2021.
Is ZINC DE TOIT still active?
Yes, ZINC DE TOIT is an active enterprise in the KBO register.
How many employees does ZINC DE TOIT have?
On average 3.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of ZINC DE TOIT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ZINC DE TOIT profitable?
In financial year 2025, ZINC DE TOIT made a loss of €20,749.
Where can I find the annual accounts of ZINC DE TOIT?
ZINC DE TOIT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZINC DE TOIT due?
By 31-07-2027, for financial year 2026.Timeline

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