TOITURES DURET
ActiveSummary
The computed 12-month bankruptcy probability of TOITURES DURET is 2.5% (moderate). The 2025 annual accounts show equity of €89k and a net result of €23k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+15
Solvency68▲+7
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.07 in 2024; short-term debt: 43% and cash: 23.9% of total assets), and 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
38 d early
2023
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 32.8%
2024 · €67k
2023: €68k
2024: €67k
2023 → 2025
Total assets
€206k▲ 10.9%
2024 · €186k
2023: €303k
2024: €186k
2023 → 2025
Net result
€23k
2024 · €-2k
2023: €72k
2024: €-2k
2023 → 2025
Working capital
€39k▲ 698%
2024 · €5k
2023: €423
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€67k▼ 2.3%€89k▲ 32.8%
Operating result€94k-€2k▼ 97.8%€34k▲ 1,585%
Net result€72k-€-2k€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,585% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€79k ▼ 29.0%
Current assets
€127k ▲ 70.4%
Equity and liabilities €206k
Equity
€89k ▲ 32.8%
Debt
€117k ▼ 1.4%
Debt's share of the balance-sheet total falls from 64.1% to 57.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €39k
Cash flow
€61k▲
2024 · €35k
Current ratio
1.43▲
2024 · 1.07
Quick ratio
1.36▲
2024 · 0.88
Debt to equity
1.32▼
2024 · 1.78
ROE
26.0%▲
2024 · -2.4%
ROA
11.2%▲
2024 · -0.8%
Interest coverage
23.36▲
2024 · 9.97
Debt ≤ 1 year
€89k▲
2024 · €70k
Debt > 1 year
€29k▼
2024 · €49k
Income taxes
€8k▲
2024 · €78
Staff costs
€179k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€186k€206k▲
Fixed assets21/28€111k€79k▼
Tangible fixed assets22/27€111k€74k▼
Plant, machinery and equipment23€105k€72k▼
Furniture and vehicles24€6k€2k▼
Financial fixed assets28-€5k
Current assets29/58€75k€127k▲
Stocks and contracts in progress3€13k€7k▼
Stocks30/36€13k€7k▼
Amounts receivable within one year40/41€27k€64k▲
Trade receivables40€12k€62k▲
Other amounts receivable41€16k€2k▼
Cash at bank and in hand54/58€31k€49k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€186k€206k▲
Equity10/15€67k€89k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€64k€86k▲
Amounts payable17/49€119k€117k▼
Amounts payable after more than one year17€49k€29k▼
Financial debts170/4€49k€29k▼
Amounts payable within one year42/48€70k€89k▲
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€13k€34k▲
Suppliers440/4€13k€34k▲
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€1€9k▲
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€24k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€157k€179k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€38k▲
Other operating charges640/8€716€599▼
Gross operating margin9900€196k€252k▲
Operating profit (loss)9901€2k€34k▲
Financial income75/76B€355€94▼
Recurring financial income75€355€94▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-1k€31k▲
Income taxes67/77€78€8k▲
Profit (loss) for the period9904€-2k€23k▲
Profit (loss) for the period to be appropriated9905€-2k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€87k▲
Profit (loss) brought forward from the previous period14P€65k€64k▼
Profit to be distributed694/7-€1k
Return on contributions (dividend)694-€1k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼102%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Haute Folie 84B7062 SoigniesGround area
4,253 m²
Building footprint
273 m²
Volume, LiDAR
396 m³
2 parcels, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOITURES DURET
since 20222.339.328.016
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55028B0039/00D003 | Wallonia | 3,693 m² | 1 · 221 m² | - |
| 55018D1174/00F000 | Wallonia | 559 m² | 1 · 52 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VOLDERS TOITURES
BE 0524.962.614
Grâce-Hollogne · Eq €88,846
SOETAERT
BE 0847.908.474
Roosdaal · Eq €88,543
KRZYSZTOF @ DAK
BE 0754.501.830
Ardooie · Eq €88,524
Monfort - Binet
BE 0459.887.589
Verlaine · Eq €88,518
SAMBREE et FILS
BE 0428.841.453
Jodoigne · Eq €88,494
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.