TNF CONSULT
ActiveTNF CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €29k. Equity is growing by ~68.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.94 against 7.35 in 2024; short-term debt: 10.7% and cash: 14% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
62 d late
2023
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 83.8%
2024 · €35k
2023: €16k
2024: €35k
2023 → 2025
Total assets
€72k▲ 81.4%
2024 · €40k
2023: €20k
2024: €40k
2023 → 2025
Net result
€29k▲ 57.7%
2024 · €19k
2023: €15k
2024: €19k
2023 → 2025
Working capital
€38k▲ 27.6%
2024 · €30k
2023: €16k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€35k▲ 113%€64k▲ 83.8%
Operating result€15k-€19k▲ 24.9%€38k▲ 105%
Net result€15k-€19k▲ 24.8%€29k▲ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€26k▲ 420%
Current assets
€46k▲ 32.5%
Equity and liabilities €72k
Equity
€64k▲ 83.8%
Debt
€8k▲ 64.1%
The debt ratio falls from 11.9% to 10.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k
Cash flow
€33k
Solvency
89.3%▲
2024 · 88.1%
Current ratio
5.94▼
2024 · 7.35
Quick ratio
5.94▼
2024 · 7.35
Debt / equity
0.12▼
2024 · 0.13
ROE
45.6%▼
2024 · 53.1%
ROA
40.7%▼
2024 · 46.8%
Interest coverage
609.85
Debt
€8k▲
2024 · €5k
Debt ≤ 1 year
€8k▲
2024 · €5k
Income taxes
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€72k▲
Fixed assets21/28€5k€26k▲
Tangible fixed assets22/27€5k€26k▲
Plant, machinery and equipment23€4k€25k▲
Furniture and vehicles24€1k€858▼
Current assets29/58€35k€46k▲
Amounts receivable within one year40/41€12k€36k▲
Trade receivables40€11k€21k▲
Other amounts receivable41€1k€15k▲
Cash at bank and in hand54/58€22k€10k▼
Equity and liabilities
Total equity and liabilities10/49€40k€72k▲
Equity10/15€35k€64k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€33k€63k▲
Amounts payable17/49€5k€8k▲
Amounts payable within one year42/48€5k€8k▲
Trade debts44€3k€141▼
Suppliers440/4€3k€141▼
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€1k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€81k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€20k€44k▲
Operating profit (loss)9901€19k€38k▲
Financial charges65/66B€75€69▼
Recurring financial charges65€75€69▼
Profit (loss) for the period before taxes9903€19k€38k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€19k€29k▲
Profit (loss) for the period to be appropriated9905€19k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€63k▲
Profit (loss) brought forward from the previous period14P€15k€33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €29k ▲57.7%
Operating result €38k, net result €29k, both a record.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grasmusstraat 211180 UkkelGround area
412 m²
Building footprint
204 m²
Volume, LiDAR
799 m³
2 parcels, Brussels, Wallonia · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SRL TNF CONSULT
since 20232.340.859.428
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52063C0163/00G000 | Wallonia | 316 m² | 1 · 117 m² | - |
| 21614E0082/00K011 | Brussels | 96 m² | 1 · 87 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,266 companies in sector 69209 we hold annual accounts for 1,097. 823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:flotankoy@hotmail.com
Phone:+32474126215
Phone:0474126215