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Novafid

Active
Private limited company·Activiteiten van (gecertificeerde) (fiscaal) accountants· 2 yrs active
Avenue des Eglantines 15 ·1410 Waterloo, Belgium
KBO/BCE: BE 0805.546.495
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Board1
Real estate1 parcel · 1,000 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Novafid is 0.4% (very low). The 2024 annual accounts show equity of €11k and a net result of €8k. Its solvency ranks better than 41% of 4818 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-04-2025, 112 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-04-2025 112 d early 2025-00066960
31-12-2023 31-07-2024 06-06-2024 55 d early 2024-00122044

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€7k
EBIT margin-20.9%
Net result€8k
Working capital€12k+237.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-04-2025 with the NBB · fiscal year 2024 · micro
€-5k€0€5k€10kRevenue 2023: €7k€7kOperating result 2023: €-1k€-1kNet result 2023: €-1k€-1kOperating result 2024: €10k€10kNet result 2024: €8k€8k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 52.8% 61.0%
better than 41% of 4818 sector peers
Net result €8k €34k
better than 16% of 4815 sector peers
Equity €11k €59k
better than 13% of 4818 sector peers
Gross operating margin €10k €56k
better than 8% of 4813 sector peers
Total assets €22k €117k
better than 5% of 4818 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€7k
- 23-24
EBITDA
€-469
- 23-24
Net profit
€8k
- 23-24
Cash flow
€-502
- 23-24
Total assets
€22k
+267.0% 23-24
Equity
€11k
+222.3% 23-24
Working capital
€12k
+237.7% 23-24
Income taxes
€2k
- 23-24
Debt
€10k
+334.6% 23-24
Debt ≤ 1y
€10k
+311.4% 23-24
Current ratio
2.24
-10.8% 23-24
Quick ratio
2.24
-10.8% 23-24
Solvency
52.8%
-12.2% 23-24
Debt / equity
0.89
+34.9% 23-24
ROE
69.0%
- 23-24
ROA
36.4%
- 23-24
Net margin
-21.4%
- 23-24
EBITDA margin
-7.0%
- 23-24
Interest coverage
-14.13
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€8k
Cash flow-
Staff costs-
Income taxes€2k
Dividends-
Total assets€22k
Equity€11k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.24
Quick ratio2.24
Working capital ratio55.3%
Solvency52.8%
Debt / equity0.89
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA36.4%
ROE69.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€22k
Current assets 29/58€22k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€22k
Equity 10/15€11k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€10k
Operating result 9901€10k
Financial charges 65€53
Result before taxes 9903€10k
Income taxes 67/77€2k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Pascal Collin
    Managing director
    State Gazette act 23167818 (29-12-2023)
    Current
    29-12-2023 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Pascal Collin
    Permanent representative
    State Gazette act 23167818 (29-12-2023)
    Permanent representative
    29-12-2023 → present
Former directors (1)
  • Trong Binh HUYNH
    Managing director
    State Gazette act 23167818 (29-12-2023)
    Former
    - → 14-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van (gecertificeerde) (fiscaal) accountants(69201)
Legal form Private limited company(610)
Incorporation06-09-2023
StatusActive
Postal code1410

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
7 companies at this address See who is registered here

Establishment units

1 location
Avenue des Eglantines 15, 1410 Waterloo
Activiteiten van (gecertificeerde) (fiscaal) accountants
since 20232.349.325.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,000 m²
Buildings1
Building footprint165 m²
Volume (LiDAR)1,142 m³
Tallest building10.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763L0683/00_000 Wallonia 1,000 m² 1 · 165 m² 10.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Company purpose
La conception, l'étude, la réalisation et la coordination de projets de décoration et d'aménagement d'espaces intérieurs... Toutes activités de décorateur et d'architecte d'intérieur... Le conseil, l'assistance et l'accompagnement en matière de décoration... La sélection, l'achat, la vente, l'importation, l'exportation, la location et la mise à disposition de mobilier... Le « home staging »... la recherche et la mise en relation avec des fournisseurs... Plus généralement, toute prestation de services, de conseil et de formation se rattachant au domaine de la décoration, du design d'intérieur et de l'aménagement d'espaces. Les activités d'administration, la consultance au sens large et de gestion... Les services administratifs... Acquisition, vente, location, sous-location de biens immobiliers... La représentation, la gestion et la supervision ainsi que la liquidation de toutes autres sociétés... L'ingénierie, le développement, la commercialisation... La prestation de services, les conseils, les études... La conception, l'organisation et la dispensation de formations professionnelles... L'acquisition de participations... La constitution, la comptabilisation et la gestion judicieuse du patrimoine immobilier...
Per act of 07-07-2026
Capital history · 1
07-07-2026
Founding capital: amount: 5000.0, shares: 100, currency: EUR
Address history · 1
01-04-2025
Registered-office move
All acts · 3 updated 1 month ago
2026
07-07-2026 Act object · Notarial deed · Incorporation · Founder Open-capture extraction
  • Act object: CONSTITUTION · G-COR Management
  • Publication: 07/07/2026 · G-COR Management
  • Filing: 03-07-2026 · G-COR Management
  • Notarial deed: 01/07/2026 · G-COR Management
  • Incorporation: 01/07/2026 · G-COR Management
  • Founder · CORMAN Guillaume Jean Philippe
  • Founding capital: amount: 5000.0, shares: 100, currency: EUR · G-COR Management
  • Purpose: La conception, l'étude, la réalisation et la coordination de projets de décoration et d'aménagement d'espaces intérieurs... Toutes activités de décorateur et d'architecte d'intérieur... Le conseil, l'assistance et l'accompagnement en matière de décoration... La sélection, l'achat, la vente, l'importation, l'exportation, la location et la mise à disposition de mobilier... Le « home staging »... la recherche et la mise en relation avec des fournisseurs... Plus généralement, toute prestation de services, de conseil et de formation se rattachant au domaine de la décoration, du design d'intérieur et de l'aménagement d'espaces. Les activités d'administration, la consultance au sens large et de gestion... Les services administratifs... Acquisition, vente, location, sous-location de biens immobiliers... La représentation, la gestion et la supervision ainsi que la liquidation de toutes autres sociétés... L'ingénierie, le développement, la commercialisation... La prestation de services, les conseils, les études... La conception, l'organisation et la dispensation de formations professionnelles... L'acquisition de participations... La constitution, la comptabilisation et la gestion judicieuse du patrimoine immobilier... · G-COR Management
  • Officer appointment: role: administrateur non statutaire, term: durée illimitée, start_date: 2026-07-03 · CORMAN Guillaume Jean Philippe
  • Mandate compensation: rémunéré · CORMAN Guillaume Jean Philippe
  • First fiscal year: end: 31-12-2026, start: 03-07-2026 · G-COR Management
  • Power of attorney: mandataire ad hoc ... disposer des fonds, de signer tous documents et de procéder aux formalités requises auprès de l’administration de la tva ou en vue de l'inscription à la Banque carrefour des Entreprises · COLLIN Pascal
Summary: Act object · Notarial deed · Incorporation · Founder
2025
01-04-2025 Registered office moved to WATERLOO Registered-office change
  • Avenue des Eglantines, 15 1410 WATERLOo
2023
29-12-2023 2 directors appointed, 1 resigning Director changes
  • Pascal Collin, Gedelegeerd bestuurder
  • Pascal Collin, Vaste vertegenwoordiger
  • Trong Binh HUYNH, Gedelegeerd bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency96Growth78Stability82
90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 96
Growth 78
Stability 82

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,571 of the 12,140 companies in this sector. 1,040 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Accountants en belastingconsulenten69201Activiteiten van (gecertificeerde) (fiscaal) accountants69201Overige fiscale dienstverlening69209
Primary activity highlighted.
Names & trade names
Legal nameFR Novafid
Registered office
Avenue des Eglantines 15
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.