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COBELFIN

Active
Private limited companyfounded 2022active for 3 yearsRue du Culot 57, 1360 Perwez, BelgiumKBO/BCE: BE 0794.996.162
Summary

COBELFIN has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,641 and a net result of €24,885. Equity has been growing by about 7.7% per year since 2023. Its solvency ranks better than 23% of 15,790 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-12-2022 Normal situation
Activity
Other tax advisory services NACE 69209and 1 other
Establishment unit
2.339.312.079 1360 Perwez, since 20-12-2022
Financial year end
31 December
Peppol
Reachable since 05-12-2025

Board and ownership

Shareholders
  • HENDRICKX John Henri Fernand Jules Arthuract of 22-12-2022

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€51,676
▲ 603%
Turnover
≈ €110,000
estimated
Profit
€24,885
▲ 700%
Equity
€17,641
▲ 2.2%
Total assets
€72,816
▲ 26.3%
  • 2025 accounts filed 23 days after the deadline
Score breakdownraises riskFounded in 2022lowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed on 23-08-2026)Size: total assets €72,816Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Average
Solvency 49-6
equity 24.2% of total assets
Liquidity 23-14
short-term debt 75.1% · cash 11.3%
Profitability 100+49
return on assets 34.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,094 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (0.68 in 2024), below 1. Short-term debt is 75.1% and cash 11.3% of total assets. 75.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 25% of them on solvency, 6% on liquidity, 82% on profitability and 43% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for financial year 2025 (filed on 23-08-2026)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €72,816
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 15790 sector peers (2025).
NBB · sector comparison
Position among 15790 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
23 days late
2024
15 days early
2023
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 12 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (3 of the last 3 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 81% of companies in legal and accountingsector median €86,387 · 15,795 companies €17,641 View

Recent changes

  1. · Gazette deed IncorporationFounding capital of €3,000, 120 shares · Founder: HENDRICKX John Henri Fernand Jules Arthur (comparant) · Appointments: HENDRICKX John Henri Fernand Jules Arthur (director) and GOELENS Jean-François Walter (director)
All 6 events

Comparable companies

These companies have the same main activity as COBELFIN: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €56,300 and €82,600, founded between 2020 and 2023.

CompanyTotal assetsGross margin
COBELFIN Perwez€72,816€51,676
Novafid Waterloo€64,927€48,984
TNF CONSULT Ukkel€71,933€44,124
EACC Wortegem-Petegem€82,603€64,814
DeWa Advies Wingene€59,612€52,139
Les comptes d'Anso Genappe€62,894€55,023
JDS ACCOUNTING Wavre€56,325€55,328
Full comparison

Key facts about COBELFIN

What is the company number of COBELFIN?
The company number of COBELFIN is 0794.996.162. The VAT number is the same number with BE in front: BE 0794.996.162.
Where is COBELFIN based?
The registered office is at Rue du Culot 57, 1360 Perwez.Company details
What does COBELFIN do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of COBELFIN?
The legal form of COBELFIN is Private limited company (BV).
When was COBELFIN founded?
COBELFIN was founded on 20-12-2022.
Is COBELFIN still active?
Yes, COBELFIN is an active enterprise in the KBO register.
What is the turnover of COBELFIN?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €51,676 and 64 comparable companies (NACE 692). It probably lies between €84,000 and €140,000.Financials
Is COBELFIN profitable?
In financial year 2025, COBELFIN made a profit of €24,885.
Where can I find the annual accounts of COBELFIN?
COBELFIN filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COBELFIN due?
COBELFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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