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TJ First

Active
BE 0802.099.631
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TJ First is 0.6% (low). The 2023 annual accounts show equity of €42k and a net result of €41k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€41k
Working capital€40k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Revenue-
EBITDA€51k
Net profit€41k
Cash flow€41k
Staff costs-
Income taxes€10k
Dividends-
Total assets€71k
Equity€42k
Debt€29k
of which ≤ 1y€29k
of which > 1y-
Working capital€40k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.37
Quick ratio2.37
Working capital ratio56.6%
Solvency58.7%
Debt / equity0.70
Long-term debt ratio-
Interest coverage1936.30
Gross margin-
Net margin-
ROA57.3%
ROE97.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€71k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€69k
Amounts receivable within one year 40/41€60k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€71k
Equity 10/15€42k
Contributions / capital 10/11€1k
Reserves 13€41k
Amounts payable 17/49€29k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€388
Income statement
Gross operating margin 9900€51k
Operating result 9901€51k
Financial income 75€106
Financial charges 65€26
Result before taxes 9903€51k
Income taxes 67/77€10k
Net result for the period 9904€41k
Result to be appropriated 9905€41k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
TJ First
Op het Lindje 1, 3770 RiemstOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.345.773.269
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area359 m²
Buildings1
Building footprint94 m²
Volume (LiDAR)51 m³
Tallest building2.7 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73102B1013/00A002 Flanders 359 m² 1 · 94 m² 2.7 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency98Growth50Stability79
84 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 98
Growth 50
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Holdings64200Activiteiten van holdings64210Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL TJ First
Registered office
Op het Lindje 1
3770 Riemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.