Elsware Coaching & Training

Active

Limited partnershipfounded 20232 yrs activeKruisstraat 8, 3971 Leopoldsburg, BelgiumKBO/BCE: BE 1001.540.638

Summary

Elsware Coaching & Training has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,735 and a net result of €46,100. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

Elsware Coaching & TrainingActiveChecked score 82/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€157,664total assets 2025

Equity: €84,735
Profit: €46,100

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 32 d early0 of 1 deed read

Why 82- Founded in 2023+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Legal form Limited partnership+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Place in the band from the probability alone: no sector peers known

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 79

equity 53.7% of total assets

Liquidity 85

short-term debt 33.3% · cash 69.9%

Profitability 100

return on assets 29.2%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,454 companies)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%▲ +2.4% vs 12-2024 02-2025: 0.2%▲ +1.4% vs 01-2025 03-2025: 0.2%▲ +1.8% vs 02-2025 04-2025: 0.3%▲ +13.0% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%▲ +16.3% vs 05-2025 07-2025: 0.3%▲ +6.5% vs 06-2025 08-2025: 0.3%▼ -4.5% vs 07-2025 09-2025: 0.3%▲ +12.1% vs 08-2025 10-2025: 0.4%▲ +5.7% vs 09-2025 11-2025: 0.4%▲ +1.4% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -1.7% vs 12-2025 02-2026: 0.4%▲ +2.3% vs 01-2026highest value 03-2026: 0.4%● 0.0% vs 02-2026highest value 04-2026: 0.4%● 0.0% vs 03-2026highest value 05-2026: 0.4%● 0.0% vs 04-2026highest value 06-2026: 0.3%▼ -3.1% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%▼ -1.7% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Founded in 2023 raises the probability for this profile
Legal form Limited partnership lowers the probability
No annual accounts with figures lowers the probability

Credit up to €6,000 at 30 days only on tighter terms

Liquidity ample (current ratio 2.38; short-term debt: 33.3% and cash: 69.9% of total assets), and 46.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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