Financials
- Fiscal year
- 2024
- Total assets
- €132,483
- Profit
- €47,144
- Solvency
- 79.8%
Total assets▲ 36.9%
Net result
20232024
PJ Consulting
ActiveSummary
PJ Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €105,758 and a net result of €47,144. Its solvency ranks better than 76% of 37961 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€132,483total assets 2024
- Equity
- €105,758
- Profit
- €47,144
Turnover not published (abridged schema)
Structure
Accounts 66 d overdue0 of 1 deed read
Why 91- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 4.72, cash €66,931Show the evidence
Checked score
Score 2024
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 86% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100+14
equity 79.8% of total assets
Liquidity
94+6
short-term debt 19.6% · cash 50.5%
Profitability
100=
return on assets 35.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%▲ +2.9% vs 11-2024
01-2025: < 0.1%● 0.0% vs 12-2024
02-2025: < 0.1%● 0.0% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%● 0.0% vs 03-2025
05-2025: < 0.1%● 0.0% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%▲ +5.7% vs 06-2025
08-2025: 0.1%▲ +48.6% vs 07-2025
09-2025: 0.1%▲ +40.0% vs 08-2025
10-2025: 0.2%▲ +127% vs 09-2025
11-2025: < 0.1%▼ -72.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +2.0% vs 02-2026
04-2026: 0.1%▲ +2.0% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%▼ -3.9% vs 05-2026
07-2026: 0.1%▲ +12.2% vs 06-2026
08-2026: 0.1%▲ +76.4% vs 07-2026
09-2026: 0.1%▲ +35.1% vs 08-2026
10-2026: 0.3%▲ +117% vs 09-2026highest value
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Liquidity: current ratio 4.72, cash €66,931 lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 late raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 4.72 against 2.87 in 2023; short-term debt: 19.6% and cash: 50.5% of total assets), and 20.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 88%, profitability 85%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €100,000Eq €105,758 ▲80.4%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
- 29-09-2025Annual accounts filed
- 31-12-2024Equity above €100,000
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 14-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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