Titeux
ActiveTiteux has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.39M and a net result of €68k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 2154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-7
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 4.64 against 3.66 in 2024; short-term debt: 14.6% and cash: 35.6% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
13 d early
2022
18 d early
2021
13 d early
2020
89 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€68k▼ 59.0%
2024 · €165k
2018: €2k
2019: €45k
2020: €116k
2021: €114k
2022: €220k
2023: €313k
2024: €165k
2018 → 2025
Working capital
€959k▲ 4.7%
2024 · €916k
2018: €530k
2019: €619k
2020: €576k
2021: €490k
2022: €623k
2023: €813k
2024: €916k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€796k-€1.02M▲ 27.5%€1.22M▲ 19.9%€1.33M▲ 9.4%€1.39M▲ 4.3%
Operating result€142k-€273k▲ 92.9%€427k▲ 56.4%€213k▼ 50.1%€73k▼ 65.8%
Net result€114k-€220k▲ 93.3%€313k▲ 41.9%€165k▼ 47.3%€68k▼ 59.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€582k▼ 7.0%
Current assets
€1.22M▼ 3.0%
Equity and liabilities €1.80M
Equity
€1.39M▲ 4.3%
Debt
€416k▼ 24.9%
The debt ratio falls from 29.4% to 23.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€123k▼
2024 · €271k
Cash flow
€118k▼
2024 · €222k
Solvency
76.9%▲
2024 · 70.6%
Current ratio
4.64▲
2024 · 3.66
Quick ratio
4.16▲
2024 · 3.30
Debt / equity
0.30▼
2024 · 0.42
ROE
4.9%▼
2024 · 12.4%
ROA
3.7%▼
2024 · 8.7%
Interest coverage
17.61▼
2024 · 34.97
Debt
€416k▼
2024 · €555k
Debt ≤ 1 year
€263k▼
2024 · €344k
Debt > 1 year
€153k▼
2024 · €210k
Income taxes
€18k▼
2024 · €61k
Staff costs
€289k▼
2024 · €299k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€1.80M▼
Fixed assets21/28€626k€582k▼
Tangible fixed assets22/27€626k€582k▼
Land and buildings22€378k€364k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€233k€206k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€1.26M€1.22M▼
Stocks and contracts in progress3€123k€129k▲
Stocks30/36€123k€129k▲
Amounts receivable within one year40/41€385k€449k▲
Trade receivables40€372k€372k▲
Other amounts receivable41€13k€77k▲
Cash at bank and in hand54/58€733k€643k▼
Deferred charges and accrued income490/1€19k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.89M€1.80M▼
Equity10/15€1.33M€1.39M▲
Contributions10/11€19k€19k=
Reserves13€653k€673k▲
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€625k€645k▲
Profit (loss) carried forward14€634k€682k▲
Investment grants15€26k€15k▼
Amounts payable17/49€555k€416k▼
Amounts payable after more than one year17€210k€153k▼
Financial debts170/4€210k€153k▼
Amounts payable within one year42/48€344k€263k▼
Current portion of amounts payable after more than one year42€63k€57k▼
Financial debts43€15k€15k=
Credit institutions430/8€15k€15k=
Trade debts44€27k€123k▲
Suppliers440/4€27k€123k▲
Taxes, remuneration and social security45€56k€348▼
Taxes450/3€56k€348▼
Other amounts payable47/48€183k€68k▼
Accrued charges and deferred income492/3€118€74▼
Income statement
Code20242025
Remuneration, social security and pensions62€299k€289k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€50k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€575k€419k▼
Operating profit (loss)9901€213k€73k▼
Financial income75/76B€20k€20k▲
Recurring financial income75€20k€20k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€225k€86k▼
Income taxes67/77€61k€18k▼
Profit (loss) for the period9904€165k€68k▼
Profit (loss) for the period to be appropriated9905€165k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€734k€702k▼
Profit (loss) brought forward from the previous period14P€569k€634k▲
Transfer from equity791/2€40k-
Transfer to equity691/2€100k€20k▼
To other reserves6921€100k€20k▼
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
Social balance
Average headcount (FTE)90875.04.5▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €313k ▲41.9%
Operating result €427k, net result €313k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1MEq €1.02M ▲27.5%
5 profitable years in a row build equity to €1.02M.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Quartiers,Vitrival 35070 Fosses-la-VilleGround area
2,859 m²
Building footprint
159 m²
Parcel 92132B0390/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TITEUX
since 19832.021.823.359
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92132B0390/00S000 | Wallonia | 2,859 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARTHA
BE 0891.708.429
Antwerpen · Eq €1.39M
VANDEREYT
BE 0414.044.203
Hasselt · Eq €1.39M
NATURHOME-BELGIQUE
BE 0433.518.239
Gouvy · Eq €1.39M
SOCIETE GENERALE DE CONSTRUCTION
BE 0848.040.316
Pecq · Eq €1.39M
AAM
BE 0838.275.582
Geel · Eq €1.39M
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 5,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-1983
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
45211
45220
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.