AAM
ActiveAAM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.39M and a net result of €95k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-33
Solvency41▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.43 in 2024; short-term debt: 67.9% and cash: 0.3% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
1.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
6 d early
2022
4 d early
2021
23 d early
2020
9 d early
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.39M▲ 7.3%
2024 · €1.30M
2018: €943k
2019: €350k
2020: €373k
2022: €903k
2023: €1.24M
2024: €1.30M
2018 → 2025
Total assets
€8.61M▼ 2.6%
2024 · €8.84M
2018: €2.76M
2019: €2.39M
2020: €5.09M
2022: €4.75M
2023: €6.26M
2024: €8.84M
2018 → 2025
Net result
€95k▼ 62.8%
2024 · €255k
2018: €477k
2019: €327k
2020: €24k
2022: €226k
2023: €340k
2024: €255k
2018 → 2025
Working capital
€2.69M▲ 2.7%
2024 · €2.62M
2018: €929k
2019: €471k
2020: €237k
2022: €784k
2023: €1.30M
2024: €2.62M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€373k-€903k▲ 142%€1.24M▲ 37.7%€1.30M▲ 4.4%€1.39M▲ 7.3%
Operating result€36k-€336k▲ 834%€510k▲ 51.9%€294k▼ 42.4%€284k▼ 3.3%
Net result€24k-€226k▲ 851%€340k▲ 50.8%€255k▼ 25.0%€95k▼ 62.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.61M
Fixed assets
€78k▼ 34.6%
Current assets
€8.54M▼ 2.1%
Equity and liabilities €8.61M
Equity
€1.39M▲ 7.3%
Debt
€7.22M▼ 4.3%
The debt ratio falls from 85.3% to 83.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€344k▼
2024 · €347k
Cash flow
€155k▼
2024 · €308k
Solvency
16.2%▲
2024 · 14.7%
Current ratio
1.46▲
2024 · 1.43
Quick ratio
1.00▼
2024 · 1.23
Debt / equity
5.18▼
2024 · 5.81
ROE
6.8%▼
2024 · 19.7%
ROA
1.1%▼
2024 · 2.9%
Interest coverage
2.29▼
2024 · 6.72
Debt
€7.22M▼
2024 · €7.54M
Debt ≤ 1 year
€5.85M▼
2024 · €6.10M
Debt > 1 year
€1.37M▼
2024 · €1.44M
Income taxes
€39k▲
2024 · €25k
Staff costs
€274k▲
2024 · €195k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.84M€8.61M▼
Fixed assets21/28€120k€78k▼
Intangible fixed assets21€24k€19k▼
Tangible fixed assets22/27€96k€60k▼
Land and buildings22€1k€806▼
Plant, machinery and equipment23€23k€29k▲
Furniture and vehicles24€36k€25k▼
Other tangible fixed assets26€36k€4k▼
Financial fixed assets28€135€135=
Current assets29/58€8.72M€8.54M▼
Stocks and contracts in progress3€1.20M€2.67M▲
Stocks30/36€106k€58k▼
Contracts in progress37€1.10M€2.61M▲
Amounts receivable within one year40/41€7.13M€5.83M▼
Trade receivables40€1.77M€808k▼
Other amounts receivable41€5.36M€5.02M▼
Cash at bank and in hand54/58€369k€24k▼
Deferred charges and accrued income490/1€16k€14k▼
Equity and liabilities
Total equity and liabilities10/49€8.84M€8.61M▼
Equity10/15€1.30M€1.39M▲
Contributions10/11€19k€19k=
Reserves13€1.28M€1.37M▲
Distributable reserves133€1.28M€1.37M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€7.54M€7.22M▼
Amounts payable after more than one year17€1.44M€1.37M▼
Financial debts170/4€1.44M€1.37M▼
Amounts payable within one year42/48€6.10M€5.85M▼
Current portion of amounts payable after more than one year42€60k€67k▲
Financial debts43€1.35M€862k▼
Credit institutions430/8€1.35M€862k▼
Trade debts44€2.52M€2.28M▼
Suppliers440/4€2.52M€2.28M▼
Advances received on contracts in progress46€1.14M€1.36M▲
Taxes, remuneration and social security45€168k€186k▲
Taxes450/3€142k€168k▲
Remuneration and social security454/9€26k€18k▼
Other amounts payable47/48€862k€1.09M▲
Income statement
Code20242025
Non-recurring operating income76A€50k€27k▼
Remuneration, social security and pensions62€195k€274k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€60k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-29k€0▲
Other operating charges640/8€41k€9k▼
Non-recurring operating charges66A€71k€0▼
Gross operating margin9900€625k€627k▲
Operating profit (loss)9901€294k€284k▼
Financial income75/76B€38k€32▼
Recurring financial income75€38k€32▼
Financial charges65/66B€52k€150k▲
Recurring financial charges65€52k€150k▲
Profit (loss) for the period before taxes9903€280k€134k▼
Income taxes67/77€25k€39k▲
Profit (loss) for the period9904€255k€95k▼
Profit (loss) for the period to be appropriated9905€255k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€95k▼
Transfer to equity691/2€55k€95k▲
To other reserves6921€55k€95k▲
Profit to be distributed694/7€200k€0▼
Directors or managers695€200k€0▼
Social balance
Average headcount (FTE)90873.04.3▲
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.24M ▲37.7%
5 profitable years in a row build equity to €1.24M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €903k ▲142%
4 profitable years in a row build equity to €903k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €24k ▼92.8%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 46 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelomseheide 2232440 GeelGround area
1.2 ha
Building footprint
131 m²
Volume, LiDAR
695 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O.L. Vrouwstraat 150, 3550 Heusden-Zolder
since 20112.202.029.662
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0759/00P005 | Flanders | 1.1 ha | 1 · 119 m² | 8.3 m · 2 fl. |
| 71065F0448/00V000 | Flanders | 968 m² | 1 · 12 m² | 1.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STND
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Franken.be
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Atelier du Tri
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Of 1,236 companies in sector 74140 we hold annual accounts for 352. 128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
74105Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.