Timeless Stones
ActiveSummary
The computed 12-month bankruptcy probability of Timeless Stones is 1.8% (moderate). The 2025 annual accounts show equity of €75k and a net result of €53k. Equity is growing by ~98.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+66
Solvency71▲+40
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.12 in 2024; short-term debt: 49.7% and cash: 93.2% of total assets), but 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.1%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
31 d late
2023
23 d early
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 235%
2024 · €22k
2022: €-50k
2023: €29k
2024: €22k
2022 → 2025
Total assets
€163k▼ 58.5%
2024 · €392k
2022: €525k
2023: €427k
2024: €392k
2022 → 2025
Net result
€53k
2024 · €-6k
2022: €-53k
2023: €79k
2024: €-6k
2022 → 2025
Working capital
€72k▲ 67.5%
2024 · €43k
2022: €428k
2023: €40k
2024: €43k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-50k-€29k€22k▼ 21.9%€75k▲ 235%
Operating result€-43k-€120k€-6k€71k
Net result€-53k-€79k€-6k€53k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €71k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€10k
Current assets
€152k
Equity and liabilities €163k
Equity
€75k ▲ 235%
Debt
€88k ▼ 76.3%
Debt's share of the balance-sheet total falls from 94.3% to 53.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k
Cash flow
€53k
Current ratio
1.89▲
2024 · 1.12
Debt to equity
1.17▼
2024 · 16.51
ROE
70.1%▲
2024 · -28.0%
ROA
32.3%▲
2024 · -1.6%
Interest coverage
104.43
Debt ≤ 1 year
€81k▼
2024 · €349k
Income taxes
€17k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€392k€163k▼
Fixed assets21/28-€10k
Tangible fixed assets22/27-€10k
Plant, machinery and equipment23-€10k
Current assets29/58€392k€152k▼
Stocks and contracts in progress3€388k€0▼
Stocks30/36€388k€0▼
Amounts receivable within one year40/41€16€723▲
Other amounts receivable41€16€723▲
Cash at bank and in hand54/58€3k€152k▲
Deferred charges and accrued income490/1€226€0▼
Equity and liabilities
Total equity and liabilities10/49€392k€163k▼
Equity10/15€22k€75k▲
Contributions10/11€3k€3k=
Reserves13€26k€72k▲
Distributable reserves133€26k€72k▲
Profit (loss) carried forward14€-6k€0▲
Amounts payable17/49€370k€88k▼
Amounts payable within one year42/48€349k€81k▼
Trade debts44€85k€26k▼
Suppliers440/4€85k€26k▼
Taxes, remuneration and social security45€10k€55k▲
Taxes450/3€10k€55k▲
Other amounts payable47/48€255k€0▼
Accrued charges and deferred income492/3€20k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€774
Other operating charges640/8€0-
Gross operating margin9900€-6k€71k▲
Operating profit (loss)9901€-6k€71k▲
Financial income75/76B€45€11▼
Recurring financial income75€45€11▼
Financial charges65/66B€184€684▲
Recurring financial charges65€184€684▲
Profit (loss) for the period before taxes9903€-6k€70k▲
Income taxes67/77€0€17k▲
Profit (loss) for the period9904€-6k€53k▲
Profit (loss) for the period to be appropriated9905€-6k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€46k▲
Profit (loss) brought forward from the previous period14P€0€-6k▼
Transfer to equity691/2€0€46k▲
To other reserves6921€0€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stwg. op Dendermonde 1301745 OpwijkGround area
844 m²
Building footprint
314 m²
Volume, LiDAR
1,920 m³
Parcel 23752H0375/00T000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Timeless Stones
since 20212.321.616.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0375/00T000 | Flanders | 844 m² | 1 · 314 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YaKta
BE 0707.704.476
Zoersel · Eq €74,980
RENOCON
BE 0882.011.595
Hoeilaart · Eq €74,980
Turpyn Kenty
BE 1004.787.168
Wevelgem · Eq €74,996
JEAN HOURY CONSTRUCTION
BE 0806.037.633
Sprimont · Eq €74,956
Van Eester en zonen
BE 0407.212.235
Grobbendonk · Eq €75,006
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.