TIKARUTO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €109k and a net result of €10k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 7980 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 10.4%
2024 · €99k
2018: €46k
2019: €53k
2020: €61k
2021: €70k
2022: €81k
2023: €89k
2024: €99k
2018 → 2025
Net result
€10k▲ 5.5%
2024 · €10k
2018: €16k
2019: €7k
2020: €7k
2021: €10k
2022: €10k
2023: €8k
2024: €10k
2018 → 2025
Total assets
€707k▲ 0.2%
2024 · €706k
2018: €856k
2019: €706k
2020: €705k
2021: €707k
2022: €705k
2023: €705k
2024: €706k
2018 → 2025
Solvency
15.4%▲ 1.4pp
2024 · 14.0%
2018: 5.4%
2019: 7.6%
2020: 8.6%
2021: 10.0%
2022: 11.4%
2023: 12.6%
2024: 14.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€81k▲ 14.5%€89k▲ 10.3%€99k▲ 10.9%€109k▲ 10.4%
Operating result€27k-€28k▲ 1.0%€25k▼ 8.6%€27k▲ 7.7%€27k▲ 0.4%
Net result€10k-€10k▲ 4.4%€8k▼ 18.7%€10k▲ 16.8%€10k▲ 5.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €707k
Fixed assets
€705k=
Current assets
€3k▲ 87.7%
Equity and liabilities €707k
Equity
€109k▲ 10.4%
Debt
€599k▼ 1.5%
The debt ratio falls from 86.0% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
15.4%▲
2024 · 14.0%
ROE
9.4%▼
2024 · 9.8%
ROA
1.4%▲
2024 · 1.4%
Debt
€599k▼
2024 · €608k
Debt ≤ 1 year
€587k▼
2024 · €596k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€706k€707k▲
Fixed assets21/28€705k€705k=
Tangible fixed assets22/27€705k€705k=
Land and buildings22€705k€705k=
Current assets29/58€1k€3k▲
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Other amounts receivable41-€110
Cash at bank and in hand54/58€1k€699▼
Equity and liabilities
Total equity and liabilities10/49€706k€707k▲
Equity10/15€99k€109k▲
Contributions10/11€6k€6k=
Reserves13€92k€103k▲
Distributable reserves133€92k€103k▲
Amounts payable17/49€608k€599k▼
Amounts payable within one year42/48€596k€587k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Other amounts payable47/48€577k€574k▼
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20242025
Other operating charges640/8€462€262▼
Gross operating margin9900€28k€27k▼
Operating profit (loss)9901€27k€27k▲
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€15k€15k▲
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€10k€10k▲
Profit (loss) for the period to be appropriated9905€10k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€10k▲
Transfer to equity691/2€10k€10k▲
To other reserves6921€10k€10k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €109k ▲10.4%
8 profitable years in a row build equity to €109k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼56.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervantstraat 193583 BeringenGround area
1.4 ha
Building footprint
3,891 m²
Volume, LiDAR
35,839 m³
Parcel 71049A1010/00F003, Flanders · tallest building 32.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tikaruto
since 20082.171.163.074
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049A1010/00F003 | Flanders | 1.4 ha | 1 · 3,891 m² | 32.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.