POELS PATRICK MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €131k and a net result of €-5k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 5507 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5507 sector peers (2025).
NBB · sector comparisonPosition among 5507 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
31 d late
2023
5 d early
2022
6 d early
2021
30 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€131k▼ 3.4%
2024 · €136k
2018: €260k
2019: €106k
2020: €149k
2021: €192k
2022: €207k
2023: €176k
2024: €136k
2018 → 2025
Net result
€-5k▲ 88.8%
2024 · €-41k
2018: €-72k
2019: €-154k
2020: €42k
2021: €44k
2022: €14k
2023: €-30k
2024: €-41k
2018 → 2025
Total assets
€677k▼ 2.2%
2024 · €692k
2018: €411k
2019: €268k
2020: €338k
2021: €351k
2022: €333k
2023: €714k
2024: €692k
2018 → 2025
Solvency
19.4%▼ 0.2pp
2024 · 19.6%
2018: 63.4%
2019: 39.6%
2020: 44.0%
2021: 54.8%
2022: 62.0%
2023: 24.7%
2024: 19.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€207k▲ 7.4%€176k▼ 14.7%€136k▼ 23.0%€131k▼ 3.4%
Operating result€49k-€19k▼ 61.6%€-30k€-40k▼ 33.3%€-4k▲ 89.4%
Net result€44k-€14k▼ 67.4%€-30k€-41k▼ 33.7%€-5k▲ 88.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets
€229k▼ 10.1%
Current assets
€448k▲ 2.4%
Equity and liabilities €677k
Equity
€131k▼ 3.4%
Debt
€546k▼ 1.9%
The debt ratio rises from 80.4% to 80.6%. Equity and debt are lower.
Key figures and ratios
Solvency
19.4%▼
2024 · 19.6%
ROE
-3.5%▲
2024 · -29.9%
ROA
-0.7%▲
2024 · -5.9%
Debt
€546k▼
2024 · €557k
Debt ≤ 1 year
€545k▼
2024 · €555k
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€692k€677k▼
Fixed assets21/28€255k€229k▼
Tangible fixed assets22/27€202k€177k▼
Furniture and vehicles24€202k€177k▼
Financial fixed assets28€53k€53k=
Current assets29/58€438k€448k▲
Amounts receivable within one year40/41€380k€422k▲
Trade receivables40€24k€45k▲
Other amounts receivable41€356k€377k▲
Cash at bank and in hand54/58€57k€25k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€692k€677k▼
Equity10/15€136k€131k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€327k€327k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€325k€325k=
Profit (loss) carried forward14€-203k€-208k▼
Amounts payable17/49€557k€546k▼
Amounts payable within one year42/48€555k€545k▼
Trade debts44€387-
Suppliers440/4€387-
Taxes, remuneration and social security45€11k€280▼
Taxes450/3€11k€280▼
Other amounts payable47/48€544k€544k=
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▼
Other operating charges640/8€891€807▼
Gross operating margin9900€-13k€22k▲
Operating profit (loss)9901€-40k€-4k▲
Financial charges65/66B€86€151▲
Recurring financial charges65€86€151▲
Profit (loss) for the period before taxes9903€-40k€-4k▲
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-41k€-5k▲
Profit (loss) for the period to be appropriated9905€-41k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-203k€-208k▼
Profit (loss) brought forward from the previous period14P€-163k€-203k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 1 day late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €207k ▲7.4%
3 profitable years in a row build equity to €207k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €44k ▲2.9%
Operating result €49k, net result €44k, both a record.
31-12
Financial
Equity above €150kEq €192k ▲29.4%
2 profitable years in a row build equity to €192k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-154k
Net result drops to €-154k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hassaluthdreef 10B3500 HasseltGround area
4,627 m²
Building footprint
1,514 m²
Volume, LiDAR
21,343 m³
Parcel 71324E0570/00C002, Flanders · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
POELS PATRICK MANAGEMENT
since 20072.162.692.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0570/00C002 | Flanders | 4,627 m² | 1 · 1,514 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 12,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end31-12
Abbreviation NL
P.P.M.
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.