Thomas & Thomas
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of Thomas & Thomas is 3.6% (moderate). The 2025 annual accounts show equity of €11,752 and a net result of €10,752. Its solvency ranks better than 54% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.
Overview
Official details
KBO- Status
- Active since 10-09-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue du Sanatorium 32, 6001 Charleroi
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Establishment unit
- 2.371.855.084 since 10-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-10-2026
Board and ownership
Board
- BACHELART Thomas Simon Pol HectorDirector
- IZZOTODirector
- DE CONINCK NicolasDirector
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.6%
Annual accounts 2025
- Gross margin
- €15,970
- Turnover
- ≈ €190,000
- estimated
- Profit
- €10,752
- Equity
- €11,752
- Total assets
- €24,991
2025 accounts filed 12 days after the deadline
Filed on 12-08-2026at the National Bank
Score breakdownraises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOlowers riskLiquidity: current ratio 1.32, cash €10,911Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 75% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency
72
equity 47.0% of total assets
Liquidity
73
short-term debt 53.0% · cash 43.7%
Profitability
100
return on assets 43.0%
Bankruptcy probability within 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 3.6%lowest value
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 3.7%● unchanged vs 11-2025
01-2026: 4.2%▲ +0.5 percentage points vs 12-2025
02-2026: 4.2%● unchanged vs 01-2026
03-2026: 4.5%▲ +0.3 percentage points vs 02-2026
04-2026: 13.9%▲ +9.4 percentage points vs 03-2026
05-2026: 13.9%● unchanged vs 04-2026
06-2026: 13.5%▼ -0.4 percentage points vs 05-2026
07-2026: 13.6%▲ +0.1 percentage points vs 06-2026
08-2026: 14.2%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 3.6%▼ -10.6 percentage points vs 08-2026
10-2026: 3.6%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32, below the usual 1.5. Short-term debt is 53% and cash 43.7% of total assets. 53% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 77% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
12 days late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Key points
- Board changedlatest change 29-12-2025 · 3 in office 1 joined · 2 left View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 12-08-2026
Acts in the Belgian Official Gazette
- Amendment of the articlesact of 08-05-2026
- Registered office · Resignations & appointmentsact of 31-03-2026
- Incorporationact of 12-09-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 1013.354.347
Key facts about Thomas & Thomas
- What is the company number of Thomas & Thomas?
- The company number of Thomas & Thomas is 1013.354.347. The VAT number is the same number with BE in front: BE 1013.354.347.
- Where is Thomas & Thomas based?
- The registered office is at Rue du Sanatorium 32, 6001 Charleroi.Company details
- What does Thomas & Thomas do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Thomas & Thomas?
- The legal form of Thomas & Thomas is Private limited company (BV).
- When was Thomas & Thomas founded?
- Thomas & Thomas was founded on 10-09-2024.
- Is Thomas & Thomas still active?
- Yes, Thomas & Thomas is an active enterprise in the KBO register.
- What is the turnover of Thomas & Thomas?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €15,970 and 268 comparable companies (NACE 41001). It probably lies between €100,000 and €350,000. It is a rough estimate.Financials
- Is Thomas & Thomas profitable?
- In financial year 2025, Thomas & Thomas made a profit of €10,752.
- Where can I find the annual accounts of Thomas & Thomas?
- Thomas & Thomas filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank
Companies linked to Thomas & Thomas
Comparable companies
These companies have the same main activity as Thomas & Thomas: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €21,700 and €28,300, founded in 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| Thomas & Thomas Charleroi | €24,991 | €15,970 |
| PRO HABITAT S&J Binche | €21,659 | €13,526 |
| ANTIC GROUP Sint-Pieters-Leeuw | €25,545 | €16,694 |
| CTM BATI Sint-Genesius-Rode | €28,256 | €15,894 |
| WIALI RENOVATION Brussel | €23,384 | €18,148 |
| Vision 2210 Asse | €22,731 | €16,117 |
| DILEND Drogenbos | €24,979 | €18,405 |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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