CTM BATI

Active

Private limited companyfounded 20241 yr activeEikenbosstraat 43, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 1016.284.440

Summary

CTM BATI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,578 and a net result of €11,151. Its solvency ranks better than 74% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

CTM BATIActiveChecked score 70/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€28,256total assets 2025

Equity: €18,578
Profit: €11,151

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Structure

Accounts filed 4 d late0 of 1 deed read

Why 70- Founded in 2024- Size: total assets €28,256- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 2.79, cash €18,636Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 86% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 91-1

equity 65.7% of total assets

Liquidity 85+10

short-term debt 34.3% · cash 66.0%

Profitability 100=

return on assets 39.5%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)

Last 8 months 03-2026: 1.1% 04-2026: 1.2%▲ +5.4% vs 03-2026 05-2026: 1.2%▲ +1.9% vs 04-2026 06-2026: 1.2%▲ +5.2% vs 05-2026 07-2026: 1.4%▲ +10.6% vs 06-2026 08-2026: 1.9%▲ +35.3% vs 07-2026highest value 09-2026: 0.8%▼ -54.6% vs 08-2026 10-2026: 0.8%▼ -0.6% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 2.79, cash €18,636 lowers the probability
Size: total assets €28,256 raises the probability for this profile
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 2.79 against 3.07 in 2024; short-term debt: 34.3% and cash: 66% of total assets), and 34.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 75%, liquidity 87%, profitability 92%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 2.79, cash €18,636

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €28,256

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

4 d late

2024

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage